Keeping Tabs

With today's data base technology, it isn't enough to check your credit report every couple of years. Your information is constantly changing. If you're planning a major purchase in the next year or so, you may need to check your reports on a quarterly or semi-annual basis. Don't wait until you're ready to apply for a loan, because if there is a problem, it can take weeks to fix. If you're interested in learning more about credit reports and their uses, be sure to visit the credit bureau web sites. You might also explore the links below: 

Quicken.com CreditCheck Monitoring Services 

Try the CreditCheck Monitoring Service for 30 days free and get a free copy of your Experian credit report as a welcoming gift. Quicken.com visitors save off the regular price. 

Privacy Rights 

This group offers you information on protecting your personal privacy. There are in-depth publications on a variety of issues, as well as practical tips and a telephone hotline for fast answers. 

Credit Data Exchange, Inc. ("CDX") 

This company supplies consumer credit reports (for valid commercial uses), business reports, asset verification, court record checks, motor vehicle checks, pre-employment background checks. It will also find people and perform other investigative services. It's a good way to see what types of data can be tracked.