Financial Overhaul: How Do I Get Mortgage Modifications After Losing a Job?

Financial Overhaul: How Do I Get Mortgage Modifications After Losing a Job? The economic misery that began with the 2007-2008 housing market meltdown has taken a heavy toll on millions of Americans. Housing prices are only now beginning to recover from large losses and unemployment remains stubbornly high. Losing a job is a problem; losing your job and your house is a crisis. The federal... Continue reading

Money Management Challenge: The Risks (& Rewards) of Self-Employment

Self-employment has some real rewards. You get to be your own boss, set your own hours and control your own destiny. However, running your own business also means that you get paid when clients pay you and, frequently, that won't be on a regular schedule. Continue reading
How to Leave a Job on Great Terms

How to Leave a Job on Great Terms

Date: November 2, 2016 Though you might be excited for a new job opportunity or just grateful for leaving an old one, departing gracefully from your job is one of the best things you can do for your professional future. No matter how many enemies you have there or how happy you are to walk out, exit like a professional. Here's how. Give Your Boss Appropriate Notice You don't want the boss to hear... Continue reading

How to Thrive After Being Laid Off

It doesn't matter if they call it being laid off or downsized— losing your job isn't a fun experience. But some of the best and the brightest experience job loss — including Walt Disney, who was fired for not being creative enough — so take heart. The key to surviving and even thriving after a lay off is to deal with the emotions you’re feeling, make a plan and take action.   Continue reading

Tips To Be Your Own Accountant

Date: October 19, 2016 Most people only think about accountants at tax time, but running the numbers is a year-long duty. A good accountant can take some of the tedium out of doing your paperwork, but the reality is that many people can handle being their own accountant just fine. An eye for detail and a knack with numbers can save you hundreds or even thousands of dollars on a professional... Continue reading
5 Things Holding You Back From a Promotion

5 Things Holding You Back From a Promotion

You thought that this time you'll surely get tapped to move up the ladder, but once again, the promotion went to somebody else. You want to know who got in your way, but the fact is, your own work behavior is likely the reason you were skipped over. Here are five things you may be doing to trip yourself up.   Dealing Poorly With Disappointment Writer Ernest Hemingway famously defined courage as... Continue reading

The Top Unexpected Expenses of Blogging

Starting a blog is one of the best ways to draw attention to your business. It's usually a relatively inexpensive way to get the word out, but the cost depends on the deals you can get with Web hosting sites and design firms. It also may depend on how computer savvy you are and what type of website you want to build. Continue reading

Tips for Writing a Business Plan

A business plan describes your company's future. This essential document usually looks ahead for three to five years and sets out the methods the company plans to use to grow and increase revenues. It's important to use the right data when creating it. Exactly what information you must include depends on who your target audience is. Here are some tips for putting together a business plan to be... Continue reading

What's the Difference Between HSA and FSA?

The financial challenges that go hand in hand with paying for health care are among some of the most significant many families face. Numerous health care options exist, including two consumer-directed plans — health savings accounts and flexible savings accounts. Understanding the difference between the two will help you decide if they’re viable options for you.   Continue reading
Tips to Stay Productive at Work

Tips to Stay Productive at Work

Just showing up at your office isn't enough in today's fast-paced work environments. You have to get things done to survive and thrive. Everyone is more productive some days than others, but if you find yourself in a slump, devise a strategy for staying effective and efficient, one that is tailored to your own list of distractions. Here are some tips to get you started. Treat Your Body Well... Continue reading