Using a Weekly Budget for Long Term Savings

How to Use a Weekly Budget Planner for Long-Term Savings

Using a weekly budget is a great way to organize your personal finances, particularly if you get paid on a weekly or biweekly schedule. However, monthly bills and extra expenses can inhibit your long-term savings goal if you don't plan ahead. Continue reading
Personal Finance Strategies: Building a Savings Account

Personal Finance Strategies: Building a Savings Account

When it comes to finances, it’s easy to get caught up in the moment. You like your job and you’re being paid well enough that you don’t dread those first-of-the-month bills. Continue reading
Getting Out of Debt Using Quicken Personal Finance Software

Getting Out of Debt Using Personal Finance Software

On the surface, getting out of debt seems like a simple process: Just pay off your loans and credit cards as soon as possible. In reality, it's seldom that easy. If your goal is to eliminate your debt, personal finance software can help you get more money out of your monthly budget by focusing your available resources where they'll do the most good. Continue reading
Finance on the go: The best ways to use a budgeting app like Quicken

Finance on the Go: the Best Ways to Use a Budgeting App

When technology runs faster, the speed limit on life seems to increase right along with it. Some details — even really important ones that determine your financial health — can fall by the wayside when you’re busy juggling work and the demands of family. Luckily, the geniuses behind financial software and mobile apps are well aware that your time is a precious commodity, and they try to make... Continue reading
Budgeting apps, money management made easy; Quicken

Budgeting Apps: Money Management Made Easy

The financial tools available today make it easier than ever to manage your monthly budget. Financial management software is great when you’re sorting through a stack of bills in your home office, but what about when you’re on the go? In an increasingly mobile world, budgeting apps help you keep control of your finances no matter where you are.  Continue reading

Why You Should Follow the IRS on Social Media

The Internal Revenue Service just wants to be like everyone else – accessible on Facebook or Twitter, available to chat with you about whatever’s on your mind. The IRS has jumped into the social media scene in an effort to make tax time as painless for you as possible. The agency wants to be your friend and offers many solid reasons why you should accept the invitation.   Advantages of Following... Continue reading

What to Expect When Transferring a Credit Card Balance

If you’re like many Americans, you’ve probably received a credit card offer in the mail and thought, “Sure, why not?” The interest rate might be exorbitant, but you figure you’ll use the card only sparingly. The next thing you know, you’re pushing up against your credit limit and paying a king’s ransom in interest.  A credit card balance transfer moves the amount you owe one lender to a new card... Continue reading

How Once-Weekly Meal Prep Saves on Groceries

The average American spends $1,200 a year on fast food, as reported by the Daily Mail. That may not sound like a big chunk of your annual budget, but it’s $4,800 for a family of four – more than enough to fund a vacation instead of wolfing down food that’s not even particularly good for you. Cooking meals at home is far cheaper once you get organized and make the time. Continue reading

Should You Ever Cancel a Credit Card?

You may want to simplify your financial life by closing some of your accounts if you've built up a collection of credit cards. Keeping a credit card open, even if you don't use it, will usually positively impact your credit score. However, in some circumstances, you may have a good reason to cancel a card to help your credit score or your financial peace of mind.   Benefits of Keep Cards Keeping... Continue reading

How Credit Card Balance Transfers Work

If you're tired of paying extremely high interest rates on your credit card balance, a balance transfer might be for you. You might even qualify for a special low introductory rate if you have a good credit score. Even if your credit isn't perfect, you might still be able to get a lower interest rate than the rate charged by your current card.   Balance Transfer Mechanics To initiate a balance... Continue reading