How to Budget for Holiday Travel

Budgeting makes travel better. It gives you a structure to save for your vacation and to plan out all the details you want to incorporate into your travel. With discipline and research, you might be able to expand your travel activities to include extras that otherwise would be out of reach. Not having the funds to book a five-star, all-inclusive vacation does not mean you have to don a backpack... Continue reading

Unique Budgeting Ideas for Saving Money on Weddings

Have a Destination Wedding   When most people hear the words "destination wedding," they don't think "budget wedding." In reality, having a wedding away from your home, even overseas, can actually end up saving you quite a bit, according to Michelle Joven-Molano, Banquet and Events Manager at the Boracay Regency Hotel in the Philippines. "For starters," says Joven-Molano, "you're likely to end up... Continue reading

Budgeting Tips for Saving Money on Cell Phone Plans

While the cell phone industry will tell you that a typical monthly bill is about $47 as of 2012, many people are paying more than that -- and depending on their needs, it may be too much. There are a few actions that you can take to save money on your cell phone plan today. Sometimes to save money in the long run, you have to consider all the angles, such as whether switching carriers is worth... Continue reading

Budgeting For Beginners

It is budgeting, not rocket science Make sure you spend less than you earn – sounds simple enough, right? But for many, it’s easier said than done. Regardless of your experience with budgeting or financial management, it is important to develop a clear idea of how much you earn and how much you spend. A well-maintained budget can help you do just that. Creating a budget simply means measuring... Continue reading
Breaking bad budgeting habits with Quicken personal finance

Breaking Bad Budgeting Habits

Habits -- Bad Ones A habit is like an ancient decision -- you replay the same behavior that originated from a conscious choice you made in the mists of the past. Now you are on autopilot, repeatedly acting out the same behavior with nary a thought. Habits can be bad or good. Bad budgeting habits often involve spending too much, saving too little, ignoring your budget or failing to track your... Continue reading

Build Your Budget

Think of your budget as a planning device, a means of setting and reaching your personal finance goals. You project future expenditures (including savings), record them when they're made, and see whether your projections were any good. If they aren't, you adjust your planning or your spending, whichever is out of line. Use budgeting software like Quicken. Make sure you are thorough when entering... Continue reading
Save Money for a Wedding

How to Budget for a Large Event

Whether it's a wedding, a family reunion or your church's Easter festival, big events cost money. You don't want to base your decision on price alone, though, according to Katie Wilgus of Gather Event Planning. It's important, for instance, that your vendors can deliver the level of quality and fit the type of event that you have in mind. Be Clear On What You Want Before you draw up a budget,... Continue reading

How to Make a Personal Weekly Spending Budget

How to Make a Personal Weekly Spending Budget Developing a budget is a great way to organize your finances, but challenges can arise if your bills and your paycheck come on different schedules. For example, your regular monthly bills, like your rent, cell phone bill, credit card statement and student loan, might all be due at different times during the month, while you get paid every Thursday.... Continue reading

Household Budget: 10 Sneaky Saving Strategies

Here’s a timely question that came to Kiplinger’s Personal Finance magazine deputy editor Janet Bodnar… and her response. "I’m in my 20s, and I’m shocked at how many of my friends don’t seem to understand how to save money now in order to use it for other things in the future. How can I get them to understand this?" You may have your work cut out for you. A study by Wachovia and the Consumer... Continue reading
Empty Pockets

Always Broke? Small Changes to Save You Money Each Month

Living paycheck-to-paycheck can hinder your ability to save for future goals. It's easy to find yourself taking out costly short-term loans or carrying balances on high-interest credit cards -- but these quick-fix solutions often make matters worse. You have the power to take control of your finances, often simply by making a few small changes each month that can really add up over time.... Continue reading

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