{"id":1339,"date":"2017-03-16T00:00:00","date_gmt":"2017-03-16T00:00:00","guid":{"rendered":"https:\/\/qa.simplifimoney.com\/blog\/year-round-money-management-breakdown-infographic\/"},"modified":"2024-11-18T10:23:41","modified_gmt":"2024-11-18T18:23:41","slug":"year-round-money-management-breakdown-infographic","status":"publish","type":"post","link":"https:\/\/www.quicken.com\/blog\/year-round-money-management-breakdown-infographic\/","title":{"rendered":"Year-Round Money Management Breakdown"},"content":{"rendered":"\n<p>If you\u2019re only checking your budget once or twice a year, you need to up your finance game. Take a year-round approach with these seasonal tips.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Winter<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Audit Your Expenses: <\/strong>Use budgeting software like Quicken Starter Edition to examine your spending habits from last year. See where you can trim excess spending.<\/li><li><strong>Save Big, Save Early: <\/strong>Set up automatic transfers to savings accounts for retirement and emergency savings, as well as accounts for your other personal goals.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Spring<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Plan for Tax Time:<\/strong> Decide early what you plan to do with a refund (like savings or debt repayment), then organize your documents and receipts for tax prep.&nbsp;<\/li><li><strong>Start Your Travel Fund:<\/strong> Dreaming of a warm-weather getaway? Start diverting money from entertainment into savings each month to fund a summer trip.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Summer<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Conduct a Mid-Year Audit<\/strong>: Make sure your savings, expenditures and tax withholdings are in line with your goals \u2014 and make any required adjustments now.<\/li><li><strong>Plan Home Maintenance: <\/strong>Collect quotes and set up extra savings to cover any repairs or upgrades you may need to do in the winter months.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Autumn<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Budget for Back to School: <\/strong>Books and school supplies don\u2019t come cheap. Set some extra funds aside for educational expenses, or to save for education costs in the future.<\/li><li><strong>Use Credit Responsibly:<\/strong> The holidays can be a cash crunch, so it\u2019s tempting to pay with plastic. Budget early, and only use credit to spend money you already have.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/08\/Q_MoneyManagement_R1_0.jpg\" alt=\"\"\/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>: If you\u2019re only checking your budget once or twice a year, you need to up your finance game. Take a year-round approach with these seasonal tips.<\/p>\n","protected":false},"author":59,"featured_media":1342,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Year-Round Money Management Breakdown | Quicken","_seopress_titles_desc":"If you\u2019re only checking your budget once or twice a year, you need to up your finance game. Take a year-round approach with these seasonal tips.","_seopress_robots_index":"","inline_featured_image":false,"footnotes":""},"categories":[108],"tags":[],"class_list":["post-1339","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting-savings"],"acf":[],"jetpack_featured_media_url":"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/08\/Q_MoneyManagement_R1.png","_links":{"self":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/1339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/users\/59"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/comments?post=1339"}],"version-history":[{"count":2,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/1339\/revisions"}],"predecessor-version":[{"id":4634,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/1339\/revisions\/4634"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/media\/1342"}],"wp:attachment":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/media?parent=1339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/categories?post=1339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/tags?post=1339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}