{"id":264,"date":"2022-02-18T02:02:46","date_gmt":"2022-02-18T10:02:46","guid":{"rendered":"https:\/\/qa.simplifimoney.com\/blog\/?p=264"},"modified":"2025-12-31T11:09:18","modified_gmt":"2025-12-31T19:09:18","slug":"save-money-the-easy-way","status":"publish","type":"post","link":"https:\/\/www.quicken.com\/blog\/save-money-the-easy-way\/","title":{"rendered":"How to Save Money the Easy Way: Simplifi by Quicken Is My Must-Have Personal Finance and Budgeting App"},"content":{"rendered":"\n<p>A few times each week someone will reach out and ask me if there\u2019s a budgeting or finance app that I love. They want to know if there\u2019s something where they can track their finances, spending, and saving all in one place. And to be honest, I\u2019m always at a loss. I usually share a few apps that&nbsp;<em>might<\/em>&nbsp;work for them, but I know that none of the apps I\u2019m recommending are all-encompassing.<\/p>\n\n\n\n<p>You see, I\u2019ve tried using apps to manage my money before. To be honest, they either have way too many ads, don\u2019t have enough features, or are just plain confusing. And as someone who&nbsp;<em>loves<\/em>&nbsp;to budget and be in control of my finances, I know I\u2019m not the only one that feels this way!<\/p>\n\n\n\n<p>That\u2019s why I was SO EXCITED when Quicken released their Simplifi app. If you\u2019ve known me for a while, then you know that I personally use Quicken to track my finances. And I love Quicken even more now that they\u2019ve released their own cloud-based app!<\/p>\n\n\n\n<p>The\u00a0<a href=\"https:\/\/www.quicken.com\/products\/simplifi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Quicken Simplifi<\/a>\u00a0app has so much to offer. Everything you need to track your spending and saving\u2026all in one place. It\u2019s what people have been asking for (plus some!). The Quicken Simplifi app will change the way you view your money and could possibly have a lasting effect on your finances!<\/p>\n\n\n\n<p>Jump Ahead To<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#Simplifi_Makes_It_Easy_To_Track_Your_Spending\">Simplifi Makes It Easy To Track Your Spending<\/a><\/li>\n\n\n\n<li><a href=\"#Spending_Watchlist\">Spending Watchlist<\/a><\/li>\n\n\n\n<li><a href=\"#Spending_Plan\">Spending Plan<\/a><\/li>\n\n\n\n<li><a href=\"#Tracking_Upcoming_Bills_And_Recent_Spending\" data-type=\"URL\">Tracking Upcoming Bills And Recent Spending<\/a><\/li>\n\n\n\n<li><a href=\"#Simplifi_Helps_You_Set_And_Reach_Your_Savings_Goals\">Simplifi Helps You Set (And Reach!) Your Savings Goals<\/a><\/li>\n\n\n\n<li><a href=\"#3_Reasons_Why_Simplifi_By_Quicken_Will_Change_The_Way_You_View_Your_Money\">3 Reasons Why Simplifi By Quicken Will Change The Way You View Your Money<\/a>\n<ul class=\"wp-block-list\">\n<li><a href=\"#1_Your_finances_are_all_in_one_place\">1. Your finances are all in one place.<\/a><\/li>\n\n\n\n<li><a href=\"#2_Youll_be_more_aware_of_your_spending_than_ever_before\">2. You\u2019ll be more aware of your spending than ever before.<\/a><\/li>\n\n\n\n<li><a href=\"#3_Its_easy_to_use\">3. It\u2019s easy to use.<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"#Simplifi_vs_Quicken\">Simplifi vs. Quicken<\/a><\/li>\n\n\n\n<li><a href=\"#Get_Started\">Get Started<\/a><\/li>\n<\/ul>\n\n\n\n<a id=\"Simplifi_Makes_It_Easy_To_Track_Your_Spending\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h2>Simplifi Makes It Easy To Track Your Spending<\/h2>\n\n\n\n<p>Are you guilty of overspending every now and then? Maybe you swiped your debit card too much when Starbucks released their new cold brew lattes. Or maybe you grabbed one too many items at the Target Dollar spot (they add up quickly!).<\/p>\n\n\n\n<p>Yeah, me too.<\/p>\n\n\n\n<p>No one is perfect. Some months you\u2019ll spend more than you had planned. But the power of the new Simplifi app is that you\u2019ll&nbsp;<strong>see those patterns of spending<\/strong>&nbsp;so that you can make changes with your money! You\u2019ll only be able to take back control of your finances when you KNOW your spending inside and out. And Simplifi helps you get there!<\/p>\n\n\n\n<p>Not only does Simplifi allow you to view all of your accounts in one place, but they have several features to help you track spending over time.<\/p>\n\n\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"487\" height=\"920\" src=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/spending-over-time.png\" alt=\"\" class=\"wp-image-3877\" style=\"width:244px;height:460px\" srcset=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/spending-over-time.png 487w, https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/spending-over-time-159x300.png 159w\" sizes=\"auto, (max-width: 487px) 100vw, 487px\" \/><\/figure><\/div>\n\n\n<a id=\"Spending_Watchlist\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h2>Spending Watchlist<\/h2>\n\n\n\n<p>As someone who loves to track their spending, the spending watchlist might be my absolute&nbsp;<em>favorite<\/em>&nbsp;feature! If you feel like budgeting is too hard to stick to (or requires too much work) then this feature is for you. The spending watchlist will give you an average of how much money you\u2019re spending on certain categories over the course of several months. You can even customize it to your unique needs.<\/p>\n\n\n\n<p>For instance, if you want to track how much money you\u2019re spending on coffee, you\u2019ll be able to set a target amount. As you buy coffee, Simplifi will track how much you\u2019re spending each month and also give you an average of how much you\u2019re spending over time.<\/p>\n\n\n\n<p>The spending watchlist is perfect for you if you want to be sure you aren\u2019t&nbsp;<em>overspending<\/em>&nbsp;on a specific category. You\u2019ll know if you are going overboard with spending or if it\u2019s time for a splurge!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"488\" height=\"922\" src=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/Coffee-BlogImage-CON-257.png\" alt=\"\" class=\"wp-image-3878\" style=\"width:244px;height:461px\" srcset=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/Coffee-BlogImage-CON-257.png 488w, https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/Coffee-BlogImage-CON-257-159x300.png 159w\" sizes=\"auto, (max-width: 488px) 100vw, 488px\" \/><\/figure><\/div>\n\n\n<a id=\"Spending_Plan\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h2>Spending Plan<\/h2>\n\n\n\n<p>Simplifi\u2019s spending plan takes your spendable income (money that is not going into savings or to bills) and breaks down how much money you are spending on variable expenses. This is a great place to see where you can cut back on extra purchases so that you can save more money on what\u2019s important to you!&nbsp;<\/p>\n\n\n\n<p>Because Simplifi is 100% customizable to your needs, you can create categories for your spending. As you make a purchase, simply add a category to each transaction. Simplifi will then start categorizing your spending for you!<\/p>\n\n\n\n<p>Not only will the spending plan give you a quick overview of where you are sending your spendable income, but you can click on each circle to see each transaction. The spending plan will help you see how little purchases can add up over time!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"488\" height=\"922\" src=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/SpendingPlan-BlogImage-CON-257.png\" alt=\"\" class=\"wp-image-3879\" style=\"width:244px;height:461px\" srcset=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/SpendingPlan-BlogImage-CON-257.png 488w, https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/SpendingPlan-BlogImage-CON-257-159x300.png 159w\" sizes=\"auto, (max-width: 488px) 100vw, 488px\" \/><\/figure><\/div>\n\n\n<a id=\"Tracking_Upcoming_Bills_And_Recent_Spending\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h2>Tracking Upcoming Bills And Recent Spending<\/h2>\n\n\n\n<p>If you struggle with remembering which bills are being automatically drafted out of your account, then Simplifi has you covered! The upcoming bills section of the app will tell you which bills are scheduled to be taken out of your account in the next few days. All you have to do is let Simplifi know which transactions are bills and if they are recurring. This is&nbsp;<em>perfect<\/em>&nbsp;for you if you tend to forget that your Netflix bill will be coming out soon!&nbsp;<\/p>\n\n\n\n<p>Want to quickly see how much money you\u2019ve spent the past few days? Simplifi\u2019s recent spending feature will let you know how much money you spent the past 4 days. You\u2019ll be able to easily see if you\u2019re overspending so that you can cut back on those unnecessary purchases. This is also a great place to check your recent transactions and change the categories that Simplifi has assigned to them.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"487\" height=\"920\" src=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/transactions-recurring.png\" alt=\"\" class=\"wp-image-3880\" style=\"width:244px;height:460px\" srcset=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/transactions-recurring.png 487w, https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/transactions-recurring-159x300.png 159w\" sizes=\"auto, (max-width: 487px) 100vw, 487px\" \/><\/figure><\/div>\n\n\n<a id=\"Simplifi_Helps_You_Set_And_Reach_Your_Savings_Goals\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h2>Simplifi Helps You Set (And Reach!) Your Savings Goals<\/h2>\n\n\n\n<p>I\u2019m guessing you have BIG goals when it comes to your money. You likely want to buy or pay off a house, take a big vacation, or buy something you\u2019ve always wanted. Sometimes setting large financial goals can feel daunting. You might even feel like you\u2019re running a marathon and don\u2019t know if you\u2019ll ever reach the finish line.<\/p>\n\n\n\n<p>Quicken Simplifi helps you break down and organize your goals so that you can track your progress along the way! Not only will this help you know exactly where you are in your goal, but it will keep you motivated to save money for what\u2019s important in life.<\/p>\n\n\n\n<p>Simplifi allows you to create virtual buckets for the money in your savings account. Now you don\u2019t have to open separate savings accounts for each of your goals! You simply need one savings account and Simplifi will help you separate this money into categories for each goal.<\/p>\n\n\n\n<p>Want to know the coolest part? You can set target goal dates and the app will let you know if you\u2019re on track to reach that goal! This feature makes tracking your savings not only easy, but fun as well!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"467\" height=\"880\" src=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/savings-goals-1.png\" alt=\"Savings goals interface\" class=\"wp-image-4909\" style=\"width:244px;height:460px\" srcset=\"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/savings-goals-1.png 467w, https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/10\/savings-goals-1-159x300.png 159w\" sizes=\"auto, (max-width: 467px) 100vw, 467px\" \/><\/figure><\/div>\n\n\n<a id=\"3_Reasons_Why_Simplifi_By_Quicken_Will_Change_The_Way_You_View_Your_Money\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h2>3 Reasons Why Simplifi By Quicken Will Change The Way You View Your Money<\/h2>\n\n\n\n<a id=\"1_Your_finances_are_all_in_one_place\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h3>1. Your finances are all in one place.<\/h3>\n\n\n\n<p>Simplifi has a web version, but I\u2019m loving the fact that they have an app too! As someone who has used a desktop version of Quicken for the past 10 years, I LOVE that I can track my finances on the go. I don\u2019t need to be home to check how much money I spent last month on groceries. All I have to do is pull up the app and all my data is there! Plus, my husband can also log in to track our finances as well. This will help us always be on the same page about money.<\/p>\n\n\n\n<a id=\"2_Youll_be_more_aware_of_your_spending_than_ever_before\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h3>2. You\u2019ll be more aware of your spending than ever before.<\/h3>\n\n\n\n<p>Have you ever heard the saying \u201cShow me your bank account and I\u2019ll show you your priorities?\u201d This is 100% true, but so often people don\u2019t take the time or energy to truly track how they are spending their money. Simplifi makes tracking your spending a no-brainer.&nbsp;<\/p>\n\n\n\n<p>You\u2019ll be able to tag and categorize your spending so that it fits YOUR needs. The more you use Simplifi, the more aware you\u2019ll be of your spending habits and patterns. Chances are you have&nbsp;<em>big<\/em>&nbsp;financial goals! Using the Simplifi app will allow you to identify the patterns in your spending so that you can do what it takes to reach those goals!&nbsp;<\/p>\n\n\n\n<a id=\"3_Its_easy_to_use\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h3>3. It\u2019s easy to use.<\/h3>\n\n\n\n<p>Let\u2019s be real here\u2026 if you have an app that is difficult to use or filled with ads then you\u2019re likely to abandon it altogether. The Simplifi app is incredibly user-friendly and straightforward. Chances are you\u2019ll actually\u00a0<em>enjoy\u00a0<\/em>tracking your spending for the first time ever!<\/p>\n\n\n\n<a id=\"Simplifi_vs_Quicken\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h2>Simplifi vs. Quicken<\/h2>\n\n\n\n<p>For the past 10 years, I\u2019ve used Quicken to track my expenses and spending. In fact, this is the program that helped me realize that something had to change with our finances!<\/p>\n\n\n\n<p>Tracking your spending is&nbsp;<em>vital<\/em>&nbsp;to taking back control of your finances. As someone who&nbsp;<em>loves<\/em>&nbsp;what Quicken can do, I\u2019m excited to say that I love and appreciate Simplifi as well!<\/p>\n\n\n\n<p>Although Simplifi doesn\u2019t have all the extensive tools Quicken does to manage your investments and customize budgeting, it still offers a powerful way to stay on top of your finances.<\/p>\n\n\n\n<p>But to be honest, most people are looking for something that is simple and will do the work for them! That\u2019s why Simplfii is a wonderful option for those that want an app that will quickly allow them to get a consolidated snapshot, monitor spending, and set savings goals.<\/p>\n\n\n\n<a id=\"Get_Started\" style=\"display: block; position: relative; top: -100px; visibility: hidden;\">&nbsp;<\/a>\n<h1>Get Started<\/h1>\n\n\n\n<p><a href=\"https:\/\/www.quicken.com\/products\/simplifi\/\">Get started with Quicken Simplifi here!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Simplifi by Quicken makes tracking your spending and saving money easy. This must-have app will change the way you view your money!<\/p>\n","protected":false},"author":12,"featured_media":3865,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"108","_seopress_titles_title":"How to Save Money the Easy Way: Simplifi by Quicken Is My Must-Have Personal Finance and Budgeting App","_seopress_titles_desc":"Simplifi by Quicken makes tracking your spending and saving money easy. This must-have app will change the way you view your money!","_seopress_robots_index":"","inline_featured_image":false,"footnotes":""},"categories":[108],"tags":[],"class_list":["post-264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting-savings"],"acf":[],"jetpack_featured_media_url":"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2022\/02\/woman-looking-at-her-tablet.jpeg","_links":{"self":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/comments?post=264"}],"version-history":[{"count":20,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/264\/revisions"}],"predecessor-version":[{"id":9183,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/264\/revisions\/9183"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/media\/3865"}],"wp:attachment":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/media?parent=264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/categories?post=264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/tags?post=264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}