{"id":3194,"date":"2021-10-01T18:20:00","date_gmt":"2021-10-01T18:20:00","guid":{"rendered":"https:\/\/www.simplifimoney.com\/blog\/?p=784"},"modified":"2024-11-18T10:20:58","modified_gmt":"2024-11-18T18:20:58","slug":"5-ways-simplifi-helps-track-your-money","status":"publish","type":"post","link":"https:\/\/www.quicken.com\/blog\/5-ways-simplifi-helps-track-your-money\/","title":{"rendered":"Simplifi by Quicken Gives You 5 Easy Ways to Know Where You Stand with Your Finances"},"content":{"rendered":"\n<p>You\u2019re shopping online and you find that perfect jacket. You know the one. But then you see the price tag, and you have to stop and think. It\u2019s not terribly expensive, but it\u2019s not pocket change either. Can you really afford it? How can you be sure?  <\/p>\n\n\n\n<p>You check your bank account, but that just leaves you with more questions. What bills do you still have to pay before your next paycheck? How much do you owe on your credit cards? And shouldn\u2019t you be saving up for the holidays? <\/p>\n\n\n\n<p>Fortunately, Simplifi gives you the insights you need to stay on top of your money in under 5 minutes per week. Know exactly where you stand, whenever you want to know, so you can be more spontaneous without all that worry. Here\u2019s how Simplifi can help. <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Stay on Top of Your Finances with Quicken Simplifi\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/Ej33O98RCd8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"> 5 Ways Simplifi Shows You Where You Stand (So You Can Worry Less and Feel More Confident About Your Finances) <\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. The Simplifi dashboard<\/h3>\n\n\n\n<p>Because Simplifi connects to all your financial accounts, you don\u2019t have to check 18 different websites to understand your finances. With one glance you can see your bank balance, your credit card balances, your car loan, your investments, and more. Simplifi keeps it all updated automatically, but it also does a lot more. <\/p>\n\n\n\n<p>Balances and transactions are just data. The important thing is to <em>understand<\/em> that data, to know what it means for your spending. Simplifi gives you all the insights you need at a glance, so you can make smart decisions without having to work at it. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Your personalized spending plan<\/h3>\n\n\n\n<p>When you connect your accounts, Simplifi identifies your income and recurring bills and automatically creates your personalized spending plan. It\u2019s not a detailed budget. It\u2019s the high-level information you need to make good decisions easily. <\/p>\n\n\n\n<p>Simplifi figures out your income for the month and then sets aside the money you\u2019re going to need to pay your bills. What\u2019s left is what you can spend. As you buy other things, like lattes and takeout, Simplifi keeps track of that spending for you and shows you how much you have left. <\/p>\n\n\n\n<p>So when you find that perfect jacket, you can see at a glance whether you have enough left in the month to splurge\u2014without ever wondering or feeling guilty. You\u2019ll know you\u2019re covered. <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"A better way to budget with Simplifi\u2019s Spending Plan\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/OoM7yIA7hBk?start=1&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">3. Cash-flow projections<\/h3>\n\n\n\n<p>Let\u2019s say you also want to take a hiking trip at the end of the month. How can you make sure your perfect jacket isn\u2019t going to ruin your perfect trip? Simplifi handles that for you with automatic cash-flow projections.  <\/p>\n\n\n\n<p>Tap any account, and Simplifi will show you what your projected balances will be over the next few weeks based on your bills and income. So you can go ahead and buy that jacket without wondering about your trip. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4.  Watchlists <\/h3>\n\n\n\n<p>Okay, now you have your jacket and you\u2019re on your hiking trip. (Don\u2019t worry, that perfect jacket is pretty rugged.) You know you can afford the trip, but between the meals and the gas money, you\u2019re starting to wonder how much that one trip is really costing you.  <\/p>\n\n\n\n<p>Come to think of it, if you knew exactly how much that trip really cost, it would make it a lot easier to plan the next one, right? <\/p>\n\n\n\n<p>Just set up a watchlist. Simplifi lets you create your own tags, like \u201chiking trip\u201d (you can even include a hiking emoji), so you can tag any money you spend along the way. Then, Simplifi can create a watchlist for that tag, so you can see all your trip spending in one place. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5.  Include your savings goals in your plan <\/h3>\n\n\n\n<p>Now, life\u2019s pretty sweet, and you always know where you stand. You have a perfect jacket, and you\u2019re taking regular hiking trips. But what if you want to save up for something really big in a few months? Or even in a few years? How can you make sure those hiking trips aren\u2019t going to keep you from reaching your long-term goal? <\/p>\n\n\n\n<p>Just create a savings goal (or two, or three \u2026 ) and tell Simplifi how much you want to contribute to that goal every month. Add your goal to your spending plan, and Simplifi will make sure you have enough money every month to make those contributions. <\/p>\n\n\n\n<p>That way, your spending plan will always tell you what you <em>really<\/em> have left to spend, taking all your goals into account. So you can buy your next latte without feeling guilty. And maybe even a new pair of hiking boots to go with that perfect jacket. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can you afford to buy that jacket? You can check your bank account, but will you still have enough for your upcoming bills? Or for that trip you want to take? Here are 6 ways Simplifi by Quicken gives you the insights you need to make those decisions, showing you what you need to know about your finances whenever you need to know it.<\/p>\n","protected":false},"author":59,"featured_media":3933,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Simplifi by Quicken Gives You 5 Easy Ways to Know Where You Stand with Your Finances | Simplifi by Quicken Blog","_seopress_titles_desc":"Can you afford to buy that jacket? You can check your bank account, but will you still have enough for your upcoming bills? Or for that trip you want to take? Here are 6 ways Simplifi by Quicken gives you the insights you need to make those decisions, showing you what you need to know about your finances whenever you need to know it.","_seopress_robots_index":"","inline_featured_image":false,"footnotes":""},"categories":[61,69],"tags":[60],"class_list":["post-3194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-to","category-personal-finance","tag-personal-finance"],"acf":[],"jetpack_featured_media_url":"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2021\/10\/SimplifiAffordJacket.jpeg","_links":{"self":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/3194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/users\/59"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/comments?post=3194"}],"version-history":[{"count":2,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/3194\/revisions"}],"predecessor-version":[{"id":3936,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/3194\/revisions\/3936"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/media\/3933"}],"wp:attachment":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/media?parent=3194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/categories?post=3194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/tags?post=3194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}