Have you ever wanted to go back and see how your spending plan worked out a month ago? Or even a year ago? Now, you can. Explore your spending history month by month with the click of a button. See your past spending plan results, release planned spending reserves, and more.<\/p>\n\n\n\n
With even more spending plan additions coming soon, Simplifi puts the power of (financial) time travel in the palm of your hand.<\/p>\n\n\n\n
On both the web and mobile apps, your Simplifi spending plan now lets you review past months whenever you like. <\/p>\n\n\n\n
Check out how you did last month. Or compare this month\u2019s plan to your results from last month to see how you\u2019re trending. By reviewing your previous months, you\u2019ll be able to see where you\u2019re meeting your goals and where you aren\u2019t, helping you plan ahead and stay on track. <\/p>\n\n\n\n
For example, you can easily see how well your planned spending has been matching what you really need for things like groceries. If you\u2019re often a bit over, you can add more to your plan to make sure you\u2019re covered. If you\u2019re often under, you can adjust that planned spending down, giving you more to save or spend on other things.<\/p>\n\n\n\n
Better yet, by reviewing last month\u2019s plan, you\u2019ll know exactly how much you had left over. Use those unspent funds to boost your savings, or add them to this month\u2019s income<\/a> to give yourself a bigger cushion and maybe even splurge a little.\u00a0<\/p>\n\n\n\n Either way, reaching your financial goals has never been easier.<\/p>\n\n\n\n Go to your current spending plan in either the web or mobile app and look for the label with the month and year near the top. Use the arrows near that label to move back in time. Once you\u2019ve gone backward, you\u2019ll be able to use the arrows to navigate forward again too.<\/p>\n\n\n\n Some months might have a few unresolved items, like planned spending that you didn\u2019t actually spend. (Nice work!) Simplifi will prompt you through the process of closing out those items to give you a better picture of how your spending plan worked out.<\/p>\n\n\n\n Sometimes transactions like bill payments take a few days to clear at the bank. These are marked as \u201cpending\u201d because the transaction has been initiated, but not yet completed. That\u2019s perfectly normal, especially in a month that only ended within the past day or two.<\/p>\n\n\n\n Simplifi will prompt you to check back later and then remind you to review your plan again once your pending transactions have gone through.<\/p>\n\n\n\n Although looking into the future is tougher than looking into the past, Simplifi is going to let you do that too \u2014 very soon! Just like you can now review your previous plans month by month, you\u2019ll be able to check out your future plans too so you can plan ahead.<\/p>\n\n\n\n Once you can see your future spending plans, you\u2019ll be able to flip through them as far ahead as you want to, viewing and even changing them one month at a time. Plan for next month today, or build out your plan a year or more in advance. The choice is yours.<\/p>\n\n\n\n Want to add a planned spending item for July and August to cover your kids\u2019 summer camp? Or set aside more for groceries over the winter holidays? With the coming release, you\u2019ll be able to add any future spending to your plan whenever you\u2019re ready \u2014 no need to wait until you get there. <\/p>\n\n\n\n Want to add your holiday bonus a year in advance? Or review the year ahead to see which months might be tight due to quarterly or semi-annual insurance payments? <\/p>\n\n\n\n You can do that too. By reviewing your spending plan ahead of time, you\u2019ll see where you need to adjust today, even setting up savings goals to make sure you\u2019re prepared.<\/p>\n\n\n\n When you add all your bills, subscriptions, savings goals, and planned spending to your spending plan, Simplifi can show you with tremendous accuracy how much you\u2019ll have left over each month. By adding the ability to see your future plans, Simplifi\u2019s upcoming release will take that capability to a whole new level. <\/p>\n\n\n\n For example, you\u2019ll be able to look back over past months to see how much you usually spend outside of your bills, subscriptions, and planned spending. Then, add that amount to your future plans as projected \u201cother\u201d spending to see how the future could play out.<\/p>\n\n\n\n By giving you the chance to identify potential problems and adjust ahead of time, Simplifi helps you keep all your financial plans on track and reach your goals with confidence.<\/p>\n\n\n\n All too often, most of us turn to credit cards at some point to get through those tight months, whether it\u2019s because of a summer vacation, holiday splurging, or just unexpected car repairs.<\/p>\n\n\n\n By taking control of your spending plan both today and into the future, you can avoid those high interest rates and keep more of your hard-earned money in your pocket, whether that means adding it to your emergency fund<\/a>, your retirement plan<\/a>, or your personal brokerage account<\/a>.<\/p>\n\n\n\n Simplifi is designed around one simple, elegant idea \u2014 that the seeds of your financial future lie in the habits and plans you build today. <\/p>\n\n\n\n That\u2019s why Simplifi makes it easy to stay on top of your finances in under 5 minutes per week. And why our savings goals<\/a> and achievements<\/a> reward you just for checking in with the app as well as reaching financial milestones.<\/p>\n\n\n\nWhere to see your previous spending plans<\/h3>\n\n\n\n
What does it mean to resolve outstanding items?<\/h3>\n\n\n\n
Why are there pending transactions?<\/h3>\n\n\n\n
What about seeing (and changing) spending plans for future months?<\/h2>\n\n\n\n
1. Plan as far ahead as you like<\/h3>\n\n\n\n
2. Add or change your planned spending, month by month<\/h3>\n\n\n\n
3. Adjust for changing income or bills<\/h3>\n\n\n\n
4. Project all your future spending<\/h3>\n\n\n\n
5. Maximize your savings with goals you can meet<\/h3>\n\n\n\n
The key to a secure financial future starts today<\/h2>\n\n\n\n