{"id":6719,"date":"2025-05-13T06:00:00","date_gmt":"2025-05-13T13:00:00","guid":{"rendered":"https:\/\/www.quicken.com\/blog\/?p=6719"},"modified":"2025-05-13T14:21:43","modified_gmt":"2025-05-13T21:21:43","slug":"types-of-investment-accounts","status":"publish","type":"post","link":"https:\/\/www.quicken.com\/blog\/types-of-investment-accounts\/","title":{"rendered":"Types of Investment Accounts: Pros, Cons &amp; Examples"},"content":{"rendered":"\n<style type=\"text\/css\">\n  .bestfor-cards {\n    border:2px solid #dfdfdf; \n    padding-top:2rem !important;\n    padding-right:2rem !important;\n    padding-left:2rem !important;\n    padding-bottom:2rem !important;\n    background-color:#FFF;\n    \/*filter:drop-shadow(0 0 8px rgba(0,0,0,0.25));*\/\n    margin-bottom:1.5rem;\n    margin-top:1.5rem;\n  }\n<\/style>\n\n\n\n<p>There are many types of investment accounts. What works for some goals could seriously undermine others. Fortunately, with so many accounts available, you can mix and match them to suit your needs.&nbsp;<\/p>\n\n\n\n<p id=\"key-acct-types\">This post lays out 6 key account types and walks you through them step by step:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#std-brokerage-accts\">Brokerage accounts<\/a><\/li>\n\n\n\n<li><a href=\"#employer-sponsored-accts\">Employer-sponsored accounts<\/a><\/li>\n\n\n\n<li><a href=\"#selfemployed-retirement-accts\">Self-employed retirement accounts<\/a><\/li>\n\n\n\n<li><a href=\"#iras\">Individual retirement accounts (IRAs)<\/a><\/li>\n\n\n\n<li><a href=\"#esa\">Education savings accounts (ESAs)<\/a><\/li>\n\n\n\n<li><a href=\"#hsa\" data-type=\"internal\" data-id=\"#hsa\">Health saving accounts (HSAs)<\/a><\/li>\n<\/ol>\n\n\n\n<div class=\"blue-box\">\n    <p>See how Quicken helps you track all your investments.<br>\n    <a href=\"https:\/\/www.quicken.com\/products\/simplifi\/\" class=\"cta-link\">Continue \u2192<\/a><\/p>\n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\">Your investment goals and you<\/h2>\n\n\n\n<p>Everyone invests based on their needs and financial goals. Naturally, these vary between individuals and households. Before opening any account, ask yourself:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>What are you growing your money for?<\/strong> Your future spending goals dictate how much you need to save \u2014 and how much risk you should take.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>When do you need your money?<\/strong> Long-term goals give you room to take more risks and chase higher rewards, while it\u2019s smarter to take less risk on short-term goals.&nbsp;<\/li>\n\n\n\n<li><strong>How liquid should your money be?<\/strong> Liquidity measures how \u201cspendable\u201d your assets are \u2014 how quickly you can convert them to cash. While stocks may sell quickly, real estate requires more effort to sell and can tie up funds for years.<\/li>\n<\/ul>\n\n\n\n<p>Each type of investment account offers advantages and disadvantages that may support or get in the way of your goals. Finding the right account involves making trade-offs. The guide below can help you find what you need.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Types of investment accounts<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"std-brokerage-accts\">1. Standard brokerage accounts<\/h3>\n\n\n\n<div class=\"bestfor-cards\">\n<h4 class=\"wp-block-heading\"><strong>Best for:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investors and traders who want complete investment and withdrawal flexibility<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Standard or taxable brokerage accounts are often considered the \u201cdefault\u201d account for investors. Anyone over 18 can open a taxable account and invest in a wide range of assets for different goals.&nbsp;<\/p>\n\n\n\n<p>Standard brokerage accounts can be full-service, self-directed, or robo-advised:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Full-service brokers<\/strong> generally charge higher commissions. They provide research, advice, and personalized investment strategies.&nbsp;<\/li>\n\n\n\n<li><strong>Self-directed accounts<\/strong> come with fewer services but offer discounted rates. Like the name suggests, you have to do more yourself.&nbsp;<\/li>\n\n\n\n<li><strong>Robo-advisors<\/strong> automatically invest your money based on pre-determined algorithms. A cheaper alternative to full-service brokers, these do the work for you automatically.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Standard brokerage accounts are generally unlimited. You can invest as much as you want, sell when you want, and withdraw your cash when you want. But they don\u2019t come with special tax breaks like some other accounts do.<\/p><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Types of standard brokerage accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Individual accounts:<\/strong> invest in your own name<\/li>\n\n\n\n<li><strong>Joint accounts:<\/strong> invest with a partner or friend<\/li>\n\n\n\n<li><strong>Cash accounts:<\/strong> deposit cash and use the money to buy securities<\/li>\n\n\n\n<li><strong>Margin accounts: <\/strong>borrow money from the brokerage to buy or short-sell assets<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of investment assets<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stocks<\/li>\n\n\n\n<li>Bonds<\/li>\n\n\n\n<li>Commodities<\/li>\n\n\n\n<li>Mutual funds<\/li>\n\n\n\n<li>ETFs<\/li>\n\n\n\n<li>Derivatives<\/li>\n\n\n\n<li>Options<\/li>\n<\/ul>\n\n\n\n<div class=\"bestfor-cards\">\n\n\n\n<h4 class=\"wp-block-heading\">Pros of standard brokerage accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Highly accessible<\/li>\n\n\n\n<li>No limits on contributions or withdrawals<\/li>\n\n\n\n<li>Self-directed, full-service, and robo-advisor accounts available<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Cons of standard brokerage accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No special tax breaks for interest, dividends, or capital gains<\/li>\n\n\n\n<li>Brokerage account fees and services vary<\/li>\n<\/ul>\n\n\n\n<\/div>\n\n\n\n<p><a href=\"#key-acct-types\">Back to the top \u2b06<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"employer-sponsored-accts\">2. Employer-sponsored accounts<\/h3>\n\n\n\n<div class=\"bestfor-cards\">\n<h4 class=\"wp-block-heading\"><strong>Best for:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Employees looking to grow retirement savings<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Employer-sponsored accounts carry unique tax advantages to help investors save for retirement. Most come in two types:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Traditional accounts reduce your taxes today. You\u2019ll pay taxes eventually \u2014 on your cash withdrawals during retirement \u2014 but your tax bracket is often lower after you stop working.<\/li>\n\n\n\n<li>Roth accounts don\u2019t reduce your taxes today, but you won\u2019t pay any income tax on your withdrawals during retirement.<\/li>\n<\/ul>\n\n\n\n<p>Some employers also match your plan contributions up to a certain amount \u2014 essentially giving you free money toward your retirement savings.<\/p>\n\n\n\n<p>So, what\u2019s the downside? There are limits on how much you can contribute to these accounts ($22,500 in 2023). Plus, if you need to withdraw your money before you turn 59.5, you\u2019ll likely pay applicable taxes plus a 10% early withdrawal fee.&nbsp;<\/p><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Types of employer-sponsored accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>401(k):<\/strong> available to private-sector employees<\/li>\n\n\n\n<li><strong>403(b): <\/strong>available to certain nonprofit or public agency employees<\/li>\n\n\n\n<li><strong>457(b):<\/strong> available to state and local public employees<\/li>\n\n\n\n<li><strong>Thrift Spending Plans:<\/strong> available to federal employees and uniformed service members<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of investment assets<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Company stock (if applicable)<\/li>\n\n\n\n<li>Mutual funds<\/li>\n\n\n\n<li>Annuities<\/li>\n<\/ul>\n\n\n\n<div class=\"bestfor-cards\">\n\n\n\n<h4 class=\"wp-block-heading\">Pros of employer-sponsored accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tax-advantaged<\/li>\n\n\n\n<li>Gains are tax-deferred until you make withdrawals<\/li>\n\n\n\n<li>Some employers match contributions<\/li>\n\n\n\n<li>High contribution limits compared to other tax-advantaged accounts<\/li>\n\n\n\n<li>Catch-up contributions permitted<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Cons of employer-sponsored accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>May charge high fees and\/or commissions<\/li>\n\n\n\n<li>Strict annual contribution limits<\/li>\n\n\n\n<li>Not all employers offer plans or match contributions<\/li>\n\n\n\n<li>Matched funds may not vest (be yours) immediately<\/li>\n<\/ul>\n\n\n\n<\/div>\n\n\n\n<p><a href=\"#key-acct-types\">Back to the top \u2b06<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"selfemployed-retirement-accts\">3. Self-employed retirement accounts<\/h3>\n\n\n\n<div class=\"bestfor-cards\">\n<h4 class=\"wp-block-heading\"><strong>Best for:&nbsp;<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Self-employed individuals and their spouses to maximize retirement savings<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Self-employed 401(k)s \u2014 or solo 401(k)s \u2014 serve investors who work for themselves (and\/or a spouse) and don\u2019t have other employees. They provide the same tax-advantaged status and many of the same benefits as employer-sponsored accounts.&nbsp;<\/p>\n\n\n\n<p>Like conventional retirement accounts, solo 401(k)s come in Roth and traditional variants. You can also contribute \u2014 and deduct contributions on your taxes \u2014 as both employer and employee. In 2023, contributions are limited to $22,500 as employee and 25% of your net compensation as employer.&nbsp;&nbsp;<\/p><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Types of self-employed retirement accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Traditional solo 401(k):<\/strong> Similar to a conventional 401(k) plan, but for self-employed individuals, these plans reduce your taxes today. You\u2019ll pay taxes eventually \u2014 on your cash withdrawals during retirement \u2014 but your tax bracket is often lower after you stop working.<\/li>\n\n\n\n<li><strong>Roth solo 401(k):<\/strong> Like conventional 401(ks), these don\u2019t reduce your taxes today, but you won\u2019t pay any income tax on your withdrawals during retirement.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of investment assets<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stocks<\/li>\n\n\n\n<li>Bonds<\/li>\n\n\n\n<li>Mutual funds<\/li>\n\n\n\n<li>ETFs<\/li>\n<\/ul>\n\n\n\n<div class=\"bestfor-cards\">\n\n\n\n<h4 class=\"wp-block-heading\">Pros of self-employed retirement accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tax-advantaged<\/li>\n\n\n\n<li>Functions like a conventional 401(k)<\/li>\n\n\n\n<li>Contribute (and deduct contributions) as both employer and employee<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Cons of self-employed retirement accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Early withdrawals still incur a 10% penalty<\/li>\n\n\n\n<li>May be subject to eligibility requirements<\/li>\n<\/ul>\n\n\n\n<\/div>\n\n\n\n<p><a href=\"#key-acct-types\">Back to the top \u2b06<\/a><\/p>\n\n\n\n<div class=\"blue-box\">\n    <p>See how Quicken helps you track all your retirement accounts.<br>\n    <a href=\"https:\/\/www.quicken.com\/products\/simplifi\/\" class=\"cta-link\">Continue \u2192<\/a><\/p>\n<\/div>\n\n\n\n\n<p> <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"iras\">4. Individual retirement accounts (IRAs)<\/h3>\n\n\n\n<div class=\"bestfor-cards\">\n<h4 class=\"wp-block-heading\">Best for:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Small business owners and employees to maximize retirement savings<\/li>\n\n\n\n<li>Investors who don\u2019t have access to an employer-sponsored account<\/li>\n\n\n\n<li>Investors who want additional retirement account options<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Individual retirement accounts (IRAs) are tax-advantaged brokerage accounts opened by individuals. To be eligible, you or your spouse simply need to earn taxable income.&nbsp;<\/p>\n\n\n\n<p>However, IRAs have strict contribution limits \u2014 just $6,500 per year, plus $1,000 for investors over 50. Roth IRAs also set income limits that vary by tax filing status.&nbsp;<\/p><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Types of IRAs<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Traditional IRAs:<\/strong> Contribute pre-tax dollars and pay taxes in retirement.<\/li>\n\n\n\n<li><strong>Roth IRAs:<\/strong> Contribute after-tax dollars and make tax-free withdrawals in retirement.<\/li>\n\n\n\n<li><strong>Self-directed IRAs:<\/strong> Can be set up as traditional or Roth versions. Have more freedom to choose your own assets and invest in alternative assets (like real estate or precious metals).<\/li>\n\n\n\n<li><strong>SIMPLE IRAs: <\/strong>Available to small businesses that don\u2019t offer other plans and self-employed individuals. Have specific contribution requirements and limits.<\/li>\n\n\n\n<li><strong>SEP IRAs:<\/strong> Available to small businesses and self-employed individuals. Have specific contribution requirements and limits.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of investment assets<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stocks<\/li>\n\n\n\n<li>Bonds<\/li>\n\n\n\n<li>Mutual funds<\/li>\n\n\n\n<li>ETFs<\/li>\n\n\n\n<li>CDs<\/li>\n\n\n\n<li>Alternative assets like precious metals and derivatives (self-directed IRAs)<\/li>\n<\/ul>\n\n\n\n<div class=\"bestfor-cards\">\n\n\n\n<h4 class=\"wp-block-heading\">Pros of IRAs<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tax-advantaged<\/li>\n\n\n\n<li>Choose between traditional and Roth IRAs<\/li>\n\n\n\n<li>Different versions available for self-employed or small business employees<\/li>\n\n\n\n<li>More control over your investments<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Cons of IRAs<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investors may only contribute earned (taxable) income<\/li>\n\n\n\n<li>May have smaller contribution limits than employer-sponsored accounts<\/li>\n\n\n\n<li>Roth IRAs impose income limits<\/li>\n<\/ul>\n\n\n\n<\/div>\n\n\n\n<p><a href=\"#key-acct-types\">Back to the top \u2b06<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"esa\">5. Education savings accounts (ESAs)<\/h3>\n\n\n\n<div class=\"bestfor-cards\">\n<h4 class=\"wp-block-heading\">Best for:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>People who want to return to school or fund their kids\u2019 education<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><a href=\"https:\/\/www.quicken.com\/blog\/guide-to-saving-for-college\/\">Education savings accounts<\/a> let you invest in education for yourself and\/or a beneficiary. You generally contribute after-tax dollars and avoid taxes on withdrawals used for eligible elementary, secondary, or college expenses. Unfortunately, education savings accounts can count against beneficiaries when schools issue student aid.<\/p>\n\n\n\n<p>Note that education accounts aren\u2019t made equally. For instance, 529 plans may set lifetime contribution limits by state, but accounts can be transferred. Coverdell accounts have income and annual contribution limits ($2,000 per beneficiary, per year) and funds can only be transferred under certain circumstances.<\/p><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Types of education savings accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>529 savings plans:<\/strong> investment accounts that let you make tax-free withdrawals to pay for eligible expenses<\/li>\n\n\n\n<li><strong>529 prepaid tuition plans: <\/strong>let you purchase college credits at today\u2019s in-state tuition prices to be redeemed when you\/your child attends<\/li>\n\n\n\n<li><strong>Coverdell education savings accounts:<\/strong> investment accounts established by an adult for a minor (under 18) for eligible education expenses, with income and annual contribution limits.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of investment assets<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stocks<\/li>\n\n\n\n<li>Bonds&nbsp;<\/li>\n\n\n\n<li>Mutual funds<\/li>\n\n\n\n<li>ETFs<\/li>\n<\/ul>\n\n\n\n<div class=\"bestfor-cards\">\n\n\n\n<h4 class=\"wp-block-heading\">Pros of education savings accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some states deduct contributions on taxes<\/li>\n\n\n\n<li>Eligible withdrawals are tax-free<\/li>\n\n\n\n<li>529s have high lifetime contribution limits and can be transferred<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Cons of education savings accounts<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Contributions usually aren\u2019t tax-deductible<\/li>\n\n\n\n<li>Fees can eat into returns<\/li>\n\n\n\n<li>Coverdells have income and contribution requirements<\/li>\n<\/ul>\n\n\n\n<\/div>\n\n\n\n<p><a href=\"#key-acct-types\">Back to the top \u2b06<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"hsa\">6. Health Savings Accounts (HSAs)<\/h3>\n\n\n\n<div class=\"bestfor-cards\">\n<h4 class=\"wp-block-heading\"><strong>Best for:&nbsp;<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>People with high-deductible health insurance plans<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Some health plans have high deductibles, meaning you have to pay more money out of your own pocket before your insurance kicks in to help. Health Savings Accounts (HSAs) give people with high deductibles of at least $1,400 per individual or $2,800 per family a tax break in saving for medical expenses.&nbsp;<\/p>\n\n\n\n<p>You can use HSAs to pay for eligible health care, dental, and vision expenses for you, your spouse, and qualifying dependents. HSAs come with 3 major tax advantages:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>You can deduct your savings contributions<\/li>\n\n\n\n<li>Your account grows tax-free<\/li>\n\n\n\n<li>Your withdrawals for medical expenses aren\u2019t taxed either<\/li>\n<\/ol>\n\n\n\n<p>As of 2023, HSAs permit contributions up to $3,850 for individuals and $7,750 for families, with an extra $1,000 permitted for individuals over 50. Your extra funds roll over each year. Withdrawals are also tax-free as long as the funds are used for qualifying medical, dental, or vision expenses.<\/p><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Types of HSAs<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Individual HSA:<\/strong> Owned by an individual but can be used to pay for family members\u2019 qualified expenses.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of investment assets<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>May invest in interest-bearing accounts<\/li>\n\n\n\n<li>May permit investments in stocks, bonds, and mutual funds&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"bestfor-cards\">\n\n\n\n<h4 class=\"wp-block-heading\">Pros of HSAs<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tax-advantaged<\/li>\n\n\n\n<li>No required time limit on withdrawals<\/li>\n\n\n\n<li>Withdrawals aren\u2019t taxed when funds pay for qualified expenses<\/li>\n\n\n\n<li>Can be used on a wide range of medical expenses<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Cons of HSAs<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Low contribution limits<\/li>\n\n\n\n<li>Only available if you have a high-deductible health plan<\/li>\n\n\n\n<li>Using money for non-approved expenses carries a 20% fee<\/li>\n\n\n\n<li>Can\u2019t usually be spent on insurance premiums<\/li>\n<\/ul>\n\n\n\n<\/div>\n\n\n\n<p><a href=\"#key-acct-types\">Back to the top \u2b06<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Putting it all together<\/h2>\n\n\n\n<p>For most investors, the question isn\u2019t which type of investment account you need, it\u2019s which <em>types<\/em>. Different accounts give you different tax breaks for different things \u2014 like having a 401(k) and an IRA for your retirement, an ESA for your kids\u2019 college fund, and an HSA for your health expenses.&nbsp;<\/p>\n\n\n\n<p>But having more than one or two accounts can be a real hassle. That\u2019s why Quicken makes it easy to track all your accounts in one place. <\/p>\n\n\n\n<div class=\"blue-box\">\n    <p>See how Quicken helps you track all your investments.<br>\n    <a href=\"https:\/\/www.quicken.com\/products\/simplifi\/\" class=\"cta-link\">Continue \u2192<\/a><\/p>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Different types of investment accounts suit different needs and goals. Picking the right one is key to your success. Which of these is right for you?<\/p>\n","protected":false},"author":59,"featured_media":6722,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"106","_seopress_titles_title":"Types of Investment Accounts: Pros, Cons & Examples | Quicken","_seopress_titles_desc":"Different types of investment accounts suit different needs and goals. Picking the right one is key to your success. Which of these is right for you?","_seopress_robots_index":"","inline_featured_image":false,"footnotes":""},"categories":[106],"tags":[],"class_list":["post-6719","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing-retirement"],"acf":[],"jetpack_featured_media_url":"https:\/\/www.quicken.com\/blog\/wp-content\/uploads\/2023\/07\/couple-looking-at-laptop-together-outdoors.jpg","_links":{"self":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/6719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/users\/59"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/comments?post=6719"}],"version-history":[{"count":11,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/6719\/revisions"}],"predecessor-version":[{"id":8758,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/posts\/6719\/revisions\/8758"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/media\/6722"}],"wp:attachment":[{"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/media?parent=6719"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/categories?post=6719"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quicken.com\/blog\/wp-json\/wp\/v2\/tags?post=6719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}