Creating a Budget That Has the Best Effect on Your Credit

Your emergency fund will thank you. Use a free budgeting app to identify areas where you’re consistently overspending — like, say, all those restaurants you’re frequenting on weekends — then reroute those dollars to your savings account. Continue reading

11 Tips for Spring Cleaning Your Finances

We tend to associate spring with cleaning out our closets, scrubbing our floors and repairing any damage our homes incurred during the winter. But the season for renewal can also be the perfect time to get our financial house in order. Here are 11 ways to spring clean your finances. Continue reading

Small Business Budget Template to Manage Your Cash Flow

A detailed and accurate budget is essential to ensuring your business has sufficient cash flow. Use this template to calculate your profit by subtracting fixed and variable costs from business income. Continue reading

Year-Round Money Management Breakdown [Infographic]

Year-Round Money Management Breakdown If you’re only checking your budget once or twice a year, you need to up your finance game. Take a year-round approach with these seasonal tips. Continue reading
5 Money Management Skills Every Small-Business Owner Needs

5 Money Management Skills Every Small-Business Owner Needs

Small businesses are the heart of our economy — making up 99 percent of U.S. employer firms, according to Babson College. And while your most important task as a small-business owner is to serve your customers, developing some business finance savvy is essential, too. Boosting your financial literacy is easier than you think, especially when you use budgeting software to help. Learn the top five... Continue reading

The Best Way to Cut Down on Excess Spending

You may have the best of intentions, but sometimes when you go into a store to buy just one thing, you come out carrying three bags. Everyone spends a little too much now and again, but cutting back is easier than you think — you just need to be aware of when you’re spending too much. Continue reading
Top Tips for New Homeowners to Manage Utilities Expenses

Top Tips for New Homeowners to Manage Utilities Expenses

You dreamed for years of owning your own home, and now you’ve finally done it. You saved the down payment and qualified for a mortgage with terms you can handle. But if you move in right before the deepest cold of winter or the peak of summer, you might be in for a surprise. Utilities cost a lot more for a house than for an apartment. Here are some ways to cut back on energy bills. Continue reading
Everyday Finance Tips for Small-Business Owners

Everyday Finance Tips for Small-Business Owners

Running a successful business requires an eye for detail and attention to the numbers. Whether you're just starting out or you have been running your business for some time, here are five essential finance tips to help ensure your company's fiscal health. Continue reading
Keep Track of Your Money

Why Quicken Is the Best Way to Keep Track of Your Money

Meticulously counting each dollar you spend gets old in a hurry, but keeping track of them as they leave your pocket is still the best way to monitor your cash flow. Good news is, you no longer have to do all that counting manually. Budgeting software takes all the legwork out of keeping track of your money, and Quicken is your best option. Here’s how you can use it to keep your money in check. Continue reading
The Fastest Way to Rebuild Your Savings

The Fastest Way to Rebuild Your Savings

A savings account is a safeguard against unexpected expenses — after all, emergencies never strike when it’s convenient. If you’ve used up all of your savings, rebuilding your financial safety net as soon as possible is an important priority. Katie Ross, education and development manager for American Consumer Credit Counseling at ConsumerCredit.com, suggests using a five-point plan to get your... Continue reading

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