Decoding 401(k) Fees

Decoding 401k Fees

Seventy-one percent of 401(k) plan participants don't know that they are paying fees, according to an AARP survey. Administrative fees, investment expenses, transaction fees – isn't it time you read the fine print? Here are some tips about how to decode the fees your 401(k) plan is charging you. Continue reading
How to Leave a Job on Great Terms

How to Leave a Job on Great Terms

Date: November 2, 2016 Though you might be excited for a new job opportunity or just grateful for leaving an old one, departing gracefully from your job is one of the best things you can do for your professional future. No matter how many enemies you have there or how happy you are to walk out, exit like a professional. Here's how. Give Your Boss Appropriate Notice You don't want the boss to hear... Continue reading

Understanding Negative Interest Rates

Negative interest rates are a peculiar thing. They are the rate of interest you earn when you invest in instruments like bonds or a savings account at your local bank. Not only do you not earn money when interest rates are negative, but you might actually owe it. The situation is unusual, so many investors don't understand exactly what a negative interest rate is or how it can come into play.  ... Continue reading

Tactics to Curb Impulse Spending

Date: October, 27 2016 If you've ever wandered through a shopping mall and found yourself buying something on a whim, you are guilty of impulse spending. There's little harm in it as long as the impulses are few and far between, and if they won’t drain your finances. Many people are able to curb the habit using tactics intended to make your bank account grow rather than shrink.   Use Cash Instead... Continue reading

Outdated Financial Advice That's Still Being Taught

Date: October, 25 2016 The investment world is littered with quotable expressions passing as legitimate investment advice. "Buy what you know" is an expression commonly thrown around about investments, but it may not be sound financial advice. It can cause problems for investors when inaccurate or outdated expressions become commonplace. Understanding the source and the legitimacy of financial... Continue reading

How to Thrive After Being Laid Off

It doesn't matter if they call it being laid off or downsized— losing your job isn't a fun experience. But some of the best and the brightest experience job loss — including Walt Disney, who was fired for not being creative enough — so take heart. The key to surviving and even thriving after a lay off is to deal with the emotions you’re feeling, make a plan and take action.   Continue reading

Tips to Live Within Your Means

Date: October 24, 2016 Budgets get a bad rap. Like diets, they seem designed to prevent you from indulging in life's pleasures, but if you find yourself constantly outspending your income and you fear that credit card debt is piling up, it's time to get comfortable with the idea of creating a budget.   The Benefits of Budgeting Think of budgeting as a way to take control of your money. It's... Continue reading

How Much Can You Spend on an Engagement Ring?

It's the pinnacle of romantic moments: the proposal, the sparkly ring, the kiss. But that dazzling piece of jewelry can cost a pretty penny and might involve a debt that will be carried into the marriage. Picking out a ring and determining a price range requires consultation and financial planning for many modern couples.   Old School Rules and Traditions The origin of the diamond engagement ring... Continue reading

Understanding Apple Pay, Google Wallet and Similar Apps

A growing number of businesses now let you make purchases just by tapping or waving your smartphone near the credit card reader. It's a new way to make payments from your credit card or debit card without having to sign your name or even having to take out your wallet. If you haven't used this technology yet, this is how the two most common ways of paying with Apple and Android devices works. Continue reading

Should You Go to Graduate School?

Date: October, 26, 2016 Sometimes graduate school is the perfect path to the career you want, but other times, it can be a waste of time and money. If you're thinking of getting a master's or doctorate degree, weigh the pros and cons of your decision to do so. Here are a few considerations to help you decide whether graduate school makes sense for you.   Know Your Career Goals To figure out... Continue reading