What You Need to Have in Your Will

What You Need to Have in Your Will

Don't put off writing a will ­– it's a critical part of every family's financial planning and it allows you to determine what happens to your estate when you die. You can also specify a trusted person to handle your estate through the court probate process, and even name a preferred guardian for your minor children. Here is a short list of what you should include.   List Your Property It's a good... Continue reading
Does Your Child Need a Trust Fund?

What Is a Trust Fund and What Are the Benefits?

The prevailing notion is that trust fund babies are the teenagers who drive up to school in shiny new sports cars or the young piano virtuoso who attends a top-of-the-line music institute instead of public grade school. But CNBC indicates that change is in the air – trusts are no longer the exclusive domain of the wealthiest 1 percent of the population.  Parents and grandparents are creating... Continue reading
Estate Planning Tips for People Under 40

Estate Planning Tips for People Under 40

But I'm too young to worry about a will or life insurance!" Every attorney who works in estate planning has heard these words more than once from clients still in the first half of their lives. But the future is unpredictable and younger couples — especially those who are starting families — have the same need to set up a basic estate plan as older people. Here's what you need to think about to... Continue reading
5 Things Holding You Back From a Promotion

5 Things Holding You Back From a Promotion

You thought that this time you'll surely get tapped to move up the ladder, but once again, the promotion went to somebody else. You want to know who got in your way, but the fact is, your own work behavior is likely the reason you were skipped over. Here are five things you may be doing to trip yourself up.   Dealing Poorly With Disappointment Writer Ernest Hemingway famously defined courage as... Continue reading
Ways to Negotiate a Better Credit Card Interest Rate

Ways to Negotiate a Better Credit Card Interest Rate

Instead of cursing your credit card company for its high interest rates, do something about it – call and ask for a lower rate. It's probable that you'll successfully negotiate one. Here are a few tips on how to do it. Continue reading

Money Market Accounts vs. CDs

If you have a few thousand dollars that need a safe home, either a certificate of deposit (CD) or a money market account (MMA) could work well for you. Which one to choose depends on your financial goals and requirements, as well as your investment time frame. Certificates of Deposit A CD is a term investment in a bank account. You agree to leave the money in the account for a certain term for a... Continue reading

How to Live a Healthy Lifestyle Without Breaking the Bank

Date: September 27, 2016 Americans find lots of excuses for not getting healthy, and cost is one of them. While it's true that it can cost you a bundle to eat at that new vegan restaurant every night and work out daily with a personal trainer, it's also possible to build a healthy, happy lifestyle without spending a fortune. Here are some tips to get you heading down the healthy path.   The Low-... Continue reading

The Top Unexpected Expenses of Blogging

Starting a blog is one of the best ways to draw attention to your business. It's usually a relatively inexpensive way to get the word out, but the cost depends on the deals you can get with Web hosting sites and design firms. It also may depend on how computer savvy you are and what type of website you want to build. Continue reading

Tips for Writing a Business Plan

A business plan describes your company's future. This essential document usually looks ahead for three to five years and sets out the methods the company plans to use to grow and increase revenues. It's important to use the right data when creating it. Exactly what information you must include depends on who your target audience is. Here are some tips for putting together a business plan to be... Continue reading

Tips to Avoid Identity Theft

Date: September 20, 2016 If you’ve ever been a victim of identity theft or know someone who has been, then you know that it may lead to a great deal of personal and financial stress. Identity theft most commonly occurs when a person takes your personal information and uses it in one or more transactions in order to benefit financially. Though this type of theft is pretty common in the modern... Continue reading

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