How Long Does It Take to Rebuild a Credit Score?

Your credit score is something you might not think about until you need it. If you find yourself applying for new credit, your past credit missteps can catch up with you. Typically, a lower credit score translates into higher interest rates on everything from a home mortgage to a car loan. If you need to rebuild your credit, the sooner you start, the better. Continue reading

How to Spend Smarter

Spending nothing at all would be a great way to maximize savings if we didn't get hungry around dinnertime. There are hundreds of money-saving strategies designed to find hidden dollars, but how you spend them is discussed less often. You may be able to create wealth through smarter spending habits. Continue reading

Should You Auto-Enroll Your Savings?

If you find it a bit difficult to save money, you're not alone.  According to the American Psychological Association’s 2014 Stress in America survey, money is routinely among the top sources of stress for Americans year over year. Perhaps an easier way to save money is by not thinking about it at all. Continue reading

How to Finance College if You Don't Qualify for Federal Aid

Given the price point of attending college these days, not many can easily afford to write a check for their child's tuition, especially if there is more than one college-age student in the family. Luckily, if you have trouble affording college tuition but make too much to qualify for need-based financial aid, you still have options. These tips can get you started. Continue reading

Finding the Right Financial Advisor

Finding a good financial adviser is a little like deciding on a marriage partner. It involves evaluating a variety of elements — experience, standards, goals and philosophy — and determining how well your particular styles mesh. Here are a few tips and questions you should ask before you say, "I do," with a financial adviser. Continue reading

Buying Rental Property: How to Make a Good Investment

Don't wear your homeowner hat when you go out to buy rental property, because the elements to consider are very different. You may love houses with big backyards and picket fences, but the most important factor when buying a rental property is financial. Whether it's determining your return on investment (ROI) or per-unit cash flow, it's important to do the math first rather than buying based on... Continue reading
How to Increase Your Home Value

How to Increase Your Home Value

A home is often a person's biggest investment. When you're thinking of selling, it makes sense to select improvement projects carefully. Choose ones that will boost your home's value rather than spending money on expensive remodeling that may not attract buyers. Experts agree that some fixing-up is in order before you put your house on the market, but you may be surprised at how little money is... Continue reading

How Do I Invest Wedding Money?

A wedding can provide newlyweds with a sizable nest egg, when guests give cash as gifts. Before blowing it all on a luxury honeymoon, consider setting aside a portion of the money for your future. The younger you are, the more powerful a small investment will be. Even at a modest 2.5 percent yearly return, every dollar you set aside today will have doubled in 30 years. Continue reading

How to Trick Yourself into Saving Money

If you find it difficult to save money, you're certainly not alone. Only 48 percent of Americans have more than $1,000 in their savings accounts, and one in five Americans don't even have a savings account. Here are a few ways to trick yourself into the healthy habit of saving. Continue reading

How to Protect Your Business from Cyberfraud

With so many large data hacks dominating recent headlines; it would be easy to assume that only large corporations are the targets of cybercrime. But even small business owners can fall victim. In order to protect your business and your employees' sensitive data, it's best to be proactive when it comes to preventing fraud. Developing a plan to protect data isn't difficult, but effective security... Continue reading

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