Pros and Cons of Using Robo-Advisors

  If you're looking to get an edge in your investment portfolio without paying expensive fees, you may want to consider robo-advisors, the latest innovation in online investing. Before you decide, compare the pros and cons — while robo-advisors certainly have their advantages, they may not be right for everyone. Let's take a closer look to see if they are the right choice for you.   How Do Robo-... Continue reading

How to Lower Your Tax Burden

How to Lower Your Tax Burden Paying taxes usually isn't high on people's lists of things they like to do, but it's the law. But you can take steps to lower your tax burden. Many techniques require some planning, so the earlier you start thinking about your tax bill, the more opportunities you'll have to lower it. Contribute to Pretax Retirement Accounts Contributing to a traditional 401(k) or 403... Continue reading

What is Credit Card Churning?

What is Credit Card Churning? Credit cards have come a long way from simple convenience cards issued by banks. Many come with extra benefits and rewards these days, such as airline miles, hotel points or cash back. To maximize the benefits offered, so-called "credit card churners" try to open as many of these accounts as possible while incurring the least amount of damage to their credit scores... Continue reading

Is Pet Insurance Worth It?

You've made sure your pet is spayed or neutered and all its vaccinations are up to date, but as we all know, there’s more we can do to make man’s best friend the healthiest they can be. When your fluffy  companion gets sick or injured, it's off to the veterinarian where you could end up facing a big bill. You may have considered buying pet insurance, but you're not sure it's worth the added... Continue reading

How to Create Student Budget and Stick to it

How to Create Student Budget and Stick to It College is the first step toward independence for many young people, but don't neglect financial independence in your rush to exercise your new social freedom. Most students won't have sufficient income during college to start putting away money for the future, but everyone needs to learn budget basics — how to make a money plan and stick to it.... Continue reading
8 Financial Tips for Teens

8 Financial Tips for Teens

Even teens who shine in subjects like calculus and chemistry often fall short when it comes to real-world finance. According to the non-profit Council for Economic Education, only 13 percent of American high schools require students to complete a personal finance course to graduate. This means that most teens must rely on their parents or their own research to figure out how to handle money. A... Continue reading

New Ways of Networking

Maybe it's the forced nature of the classic networking event that puts some people off — being stuck in a conference room, armed with only a drink and some business cards. There are alternatives to the traditional meet-and-greet that feel more natural and allow you to shine without the pressure of performing for the typical networking crowd.   Targeted Activities If you find traditional... Continue reading

Surprising Perks to Tracking Your Finances

Closely tracking your income and spending has some obvious benefits when it comes to meeting your financial obligations and living within your means. In addition to making sure there's enough money to cover essential and discretionary spending, there are other surprising perks that reward the time and effort you put into tackling your personal finances. Continue reading

Personal Loans vs. Credit Cards: Which is Better for Borrowing?

When you need to borrow money, two quick options include personal loans and credit cards. Although using a card helps with the instant gratification of making a purchase, the dangers of minimum payments and high interest rates are real. Personal loans may provide lower interest, but fixed payments that are due monthly might take a big chunk out of your budget. Understanding the strengths and... Continue reading

How to Cut the Cable Cord

How to Cut the Cable Cord With the cost of cable and satellite in U.S. homes averaging $125 a month, it's not surprising that more and more Americans are cutting the cord. With easy computer to TV connection and smart TVs — you'll never miss a show — or your cable bill.   Figure Out Your Viewing Habits Make a list of the TV shows your family can't live without. They might include local news,... Continue reading