How to Build Credit While Attending College

While a college campus is a hotbed of learning, most students are in serious need of a class on credit 101.  Teens are not traditionally thought of as responsible spenders, and most students enter campus without even knowing the basics of building and maintaining good credit.  Often saddled with student loans and other debt, it's more important than ever to get schooled on good credit habits. Continue reading

Tips for Couples Moving in Together

Moving in together as a couple is a different dance from dating, and you'll have to learn some new moves and practice some old ones to make sure you don't step on each other's toes. You can defy some traditions — like carrying your significant other over the threshold of your new apartment — but you'll have to follow others, like paying rent. Continue reading

How Much to Save for Health Care in Retirement?

Housing, food and vacations shouldn't be your only concerns when it comes to retirement planning. Failing to account for health care costs can be financially disastrous; especially when you consider that those costs often increase the longer we live. Although the cost of health care in our retirement years can vary, here are some tips to help you estimate how much you'll need. Continue reading

Can You Do a Rollover If You Haven't Changed Jobs?

The automatic payroll deductions and matching contributions make it easy and appealing to stash cash into an employer’s retirement plan. However, once the money is in, it's not as easy to get it out if you're still working at the same company — even if you just want to roll it over into another retirement plan. The rules for moving your nest egg to greener pastures before you change jobs or... Continue reading

How Work Affects Your Social Security Benefits

After toiling in the workforce for many years, Social Security benefits are one of the few seemingly guaranteed comforts of retirement. But what many people don't realize is there are many factors that can negate some of Uncle Sam's dollars.     Your income can reduce the amount of your benefits, depending on how much you earn, how old you are and what benefits you're eligible to receive. See how... Continue reading

Budgeting with Meal Delivery Services

It's easy to fall into the takeout food trap. No matter if you're a young professional or a head of household, most work-life schedules leave little time for whipping up homemade meals. It comes as no surprise the explosive popularity of subscription food services that offer the finished product of a "homemade meal," without the hassle of meal planning and grocery shopping. But with convenience... Continue reading

Where to Move Now: Best Real Estate Markets

Most financially savvy people consider home ownership a necessary step in building wealth. After all, wise real estate investing could bring big returns. compiled a list of the best real estate markets for buying single- and multi-family homes in 2015. Whether you buy a property as your primary residence or as an investment to rent out, consider this data before making your move. Continue reading

How to Stay Productive During Holiday Travel

Traveling during the holiday season is stressful enough. Add to that meeting a work deadline at the same time and you've got a recipe for disaster. Travel doesn't have to mean wasted work time, but it does take some preparation to stay connected, organized, powered and protected. See how to maximize your time on the jetway and beyond with these productive tips. Continue reading

Best Personal Finance Software for Mac

When it comes to computer types, a line was drawn in the sand of public perception long ago. If you're doing business, you need a PC. When you're being creative, get a Mac. But in reality, this line blurred a long time ago. Applications for both computers are equally capable. Doing personal finances on a Mac doesn't mean you have to compromise. Here's what to look for in the best software to suit... Continue reading

Last Minute Tax Deductions

During the winter season, the April tax deadline can seem a long way off. Keep in mind you'll be reporting the previous tax year, which ends while you're sipping Champagne and humming "Auld Lang Syne." Addressing a few issues before you ring in the New Year can save you substantially at tax time. Continue reading