Understanding the Basics of Your Credit Reports

Your credit report offers a snapshot of your financial health to anyone who reviews it, and that can be a lot of people, from cell phone providers and potential employers to lenders and credit card issuers. With so much importance placed on these reports, it’s important to understand what’s on them. Continue reading

When Your Credit Scores Matter

Your credit scores may seem abstract — just a bunch of numbers loosely associated with how well you pay your bills. But these numbers have real-world implications when it comes to borrowing money, qualifying for housing and sometimes getting a job. Continue reading

How Rising Interest Rates Will Affect You

The process by which rates go up and down is somewhat complicated. To begin with, the Federal Reserve, the central bank of the United States, targets an interest rate that promotes employment and stable prices for the country. Continue reading

11 Tips for Spring Cleaning Your Finances

We tend to associate spring with cleaning out our closets, scrubbing our floors and repairing any damage our homes incurred during the winter. But the season for renewal can also be the perfect time to get our financial house in order. Here are 11 ways to spring clean your finances. Continue reading

Small Business Budget Template to Manage Your Cash Flow

A detailed and accurate budget is essential to ensuring your business has sufficient cash flow. Use this template to calculate your profit by subtracting fixed and variable costs from business income. Continue reading

Year-Round Money Management Breakdown [Infographic]

Year-Round Money Management Breakdown If you’re only checking your budget once or twice a year, you need to up your finance game. Take a year-round approach with these seasonal tips. Continue reading
5 Money Management Skills Every Small-Business Owner Needs

5 Money Management Skills Every Small-Business Owner Needs

Small businesses are the heart of our economy — making up 99 percent of U.S. employer firms, according to Babson College. And while your most important task as a small-business owner is to serve your customers, developing some business finance savvy is essential, too. Boosting your financial literacy is easier than you think, especially when you use budgeting software to help. Learn the top five... Continue reading

The Best Way to Cut Down on Excess Spending

You may have the best of intentions, but sometimes when you go into a store to buy just one thing, you come out carrying three bags. Everyone spends a little too much now and again, but cutting back is easier than you think — you just need to be aware of when you’re spending too much. Continue reading
Top Tips for New Homeowners to Manage Utilities Expenses

Top Tips for New Homeowners to Manage Utilities Expenses

You dreamed for years of owning your own home, and now you’ve finally done it. You saved the down payment and qualified for a mortgage with terms you can handle. But if you move in right before the deepest cold of winter or the peak of summer, you might be in for a surprise. Utilities cost a lot more for a house than for an apartment. Here are some ways to cut back on energy bills. Continue reading
Everyday Finance Tips for Small-Business Owners

Everyday Finance Tips for Small-Business Owners

Running a successful business requires an eye for detail and attention to the numbers. Whether you're just starting out or you have been running your business for some time, here are five essential finance tips to help ensure your company's fiscal health. Continue reading