Should You Lock Your Social Security Number?
Should you lock your Social Security number? It depends why you’re concerned about your account. Here’s what you need to know, and how to do it if you need to.
Should you lock your Social Security number? It depends why you’re concerned about your account. Here’s what you need to know, and how to do it if you need to.
In 2018, Americans spent $372 per month on average for groceries, according to the Bureau of Labor Statistics. And for many of us, social distancing in light of COVID-19 has sent our grocery bills even higher as we stay inside, cook at home more, and — let’s be honest — stress buy.
Whether you’re shopping once a week in person, or having your groceries delivered, there are several ways you can save money on groceries, even during a pandemic. Here are our favorite tricks:
When it comes to buying a new or used vehicle, there are more financing options available today than ever before, due mainly to the power of the Internet. Not only can you compare the prices of vehicles online, you can also use the Internet to research financing. Invest a bit of time to ensure you get the best value for your hard-earned dollars without rushing into a decision.
Creating a budget is the easiest way to set yourself up for financial success. Follow these 10 steps to regain control over your personal finances and start saving for the future.
The sooner you start investing, the sooner your money can begin working for you. With the proliferation of employer-sponsored retirement plans and discount brokerages, you don't need tens of thousands of dollars to get in the investing game. A variety of investment opportunities exist if you're able to set aside even $50 a month.
Start With Self-Assessment
INFOGRAPHIC: There are many reasons why people have trouble sticking to a budget. They give in too easily to impulse, they're consumed by debt, or sometimes they don't have a steady income.
Budgeting doesn't have to be hard. You don't even need to be tied down to the idea of "making a budget". Saving money can be as simple as making a few small changes at home. The infographic above shows you easy, convenient ways to save up to $8,800 a year, without ever feeling the pinch of a restrictive budget.
The last generation of frugal millionaires saw the careful preservation of cash and conservative personal finance as essential to survival. These rich individuals gained their wealth slowly through careful planning and extreme saving. By living below their means, these individuals created freedom in their lives, and a buffer from the economic problems over the last decades. Precursors to the newest generation of frugal, yet generous millionaires, the following individuals broke many myths regarding the way that wealth can be generated and spent.