Introduction
When deciding whether or not to extend credit, lenders
often rely on credit bureaus to provide information on the
applicant. If you use a checking or savings account, owe
money on your car, rent an apartment, or rely on credit for
whatever purpose, chances are you have a credit record on
file.
This guide will tell you:
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All about credit reports--who writes them, who sees them.
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Where to go to order your own report.
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What your data really means to lenders.
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How to correct errors or dispute derogatory findings before
you get turned down for credit.
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How you can protect and monitor your credit information.
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Where to find related sites on the Internet.
Tip: You can move through the Credit Report Guide
tab by tab, or go directly to the topic that interests
you.
