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To dispute inaccurate information on your Experian, Trans Union or Equifax credit report, write to the bureau that supplied the information. In your letter be sure to include:
- Your full name, first, middle and last and including any applicable suffixes (Jr., Sr., II, etc.)
- Your complete mailing address
- Previous addresses for the past five years, including zip codes
- Your Social Security number (this is necessary to access your credit report)
- Your Spouse's name and spouse's Social Security Number (if applicable)
- Your date of birth
- The name and account number of the creditor and item in question
- The specific reason for your disagreement with the disputed item
- Your signature
Mail dispute to:
Experian's National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013
Equifax Information Services
P.O. Box 740241
Atlanta, GA 30374-0241
Trans Union Corporation
P.O. Box 390
Springfield, PA 19064-0390
Or call these numbers for more information:
Experian 1 (888) EXPERIAN
Equifax 1-800-685-1111
Trans Union 1 (800) 916-8800
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