Save Money on Practically Everything
Want to save a buck? How about a few hundred or a couple thousand?
Budgeting: Save Money on Food
According to the U.S. Department of Labor, the average American family of four spends $8,513 per year on groceries—that’s $709 per month! And many of us blow our budgets further on restaurant meals. Learn to cook Eating out is a huge budget-buster. Even seemingly inexpensive…
Save Money on Entertainment
If your recent “nights out” consist of a walk to your mailbox to pick up your latest Netflix movie or browsing the shelves at your local Walmart, it’s time to get back in the saddle. Here are 12 fun ways to get more out of…
Save Money on Credit, Debt and Banking
Make sure you aren’t paying more than you should—and that you’re getting all the benefits you deserve—with these 11 tips: 1. Unload your burden Carrying a $1,000 balance at 18 percent blows $180 every year on interest. That’s money you could put to better use…
Marriage and Money
Once upon a time, you found that special someone to spend the rest of your life with, and now the two of you are ready to ride off into the sunset, right? Not so fast. You’ll have a much better shot at a fairy-tale ending…
Make Investing a Habit
To reach your savings goals, you have to incorporate investing into your budget and financial plan. Here are some easy ways:
How to Handle Debt
How much debt is too much? It depends. That’s not the answer you wanted, perhaps, but it’s the only sensible one: It depends on how easily you can repay the money and what you borrowed it for in the first place.
Investing: Control Your Risks
The risks you are prepared to take will influence the kinds of investments you make and the return you should expect. These rules will keep you in a comfortable risk zone (and let you sleep at night).
Bankruptcy, the Last Resort
When you can’t possibly pay what you owe and informal arrangements with creditors have failed, it might be time to think about declaring bankruptcy. Remember, bankruptcy is a last-ditch solution, and it’s not a do-it-yourself proposition; you’ll want to hire an attorney with expertise in…
Money Management: Why You Need an Emergency Fund
Kiplinger contributing editor Cameron Huddleston learned this lesson the hard way: Everybody needs an . She shares her experience here as a vivid reminder of why we all need money set aside for a rainy day.