Disposable Income: What Is it and How Does it Affect your Finances?

The term “disposable income” is something of a misnomer. It sounds like fun money, but it’s quite the opposite. Also known as disposable personal income (DPI) or “take-home pay,” disposable income, is the amount of money available after taxes and other employee deductions have been taken out of your paycheck. It’s not truly “disposable” because it has to cover your family’s most essential needs... Continue reading

The Best Way to Cut Down on Excess Spending

You may have the best of intentions, but sometimes when you go into a store to buy just one thing, you come out carrying three bags. Everyone spends a little too much now and again, but cutting back is easier than you think — you just need to be aware of when you’re spending too much. Continue reading
The Fastest Way to Save for a Car

The Fastest Way to Save for a Car

The fastest way to save up for a new car is to first reduce the amount you'll have to save. Putting 20 percent down on a new car has been the golden rule for years, but you can scale down the amount necessary for the down payment on a car in just a few ways.  Continue reading

How To Save Money When You're in Debt

Tackling your debts might require some courage, but it’s an essential step to boosting your financial health and setting the stage for a successful future. And while it can feel a little tempting to throw every extra cent into wiping out debt, it’s important to save money, too. Here’s how to balance these two financial heavyweights and succeed at both. Continue reading

How Much Do Babies Cost? Expense Management for New Parents

As any parent can tell you, bringing a child into the world means big changes in priorities, lifestyle and finances. According to the USDA, the cost of raising a child from birth to age 18 is $245,340 on average, including food, shelter and transportation. With Quicken Starter Edition, you can easily start budgeting for the child who is about to enter your life. Here are some ways to prepare for... Continue reading
A Beginner's Guide to Personal Finance

A Beginner's Guide to Personal Finance

Managing your finances isn't only beneficial for your bank account, it also creates a sense of stability that helps you achieve your financial, professional and personal goals. You don't need to be a math whiz to make it work either. Follow these simple steps and you’ll be well on your way to gaining control of your finances. Continue reading
Best Apps to Help You Keep Track of Your Money

Best Apps to Help You Keep Track of Your Money

When managing money went from using pen and paper to digital, keeping track of your finances became almost as simple as booting up your computer. Now, with the move to mobile, it's even easier to manage your financial life. No matter what you’re focused on financially — from saving for college to saving for retirement — mobile apps make it more convenient to manage, send and receive money. Try... Continue reading
Getting Out of Debt Using Quicken Personal Finance Software

Getting Out of Debt Using Personal Finance Software

On the surface, getting out of debt seems like a simple process: Just pay off your loans and credit cards as soon as possible. In reality, it's seldom that easy. If your goal is to eliminate your debt, personal finance software can help you get more money out of your monthly budget by focusing your available resources where they'll do the most good. Continue reading
Finance on the go: The best ways to use a budgeting app like Quicken

Finance on the Go: the Best Ways to Use a Budgeting App

When technology runs faster, the speed limit on life seems to increase right along with it. Some details — even really important ones that determine your financial health — can fall by the wayside when you’re busy juggling work and the demands of family. Luckily, the geniuses behind financial software and mobile apps are well aware that your time is a precious commodity, and they try to make... Continue reading
Budgeting apps, money management made easy; Quicken

Budgeting Apps: Money Management Made Easy

The financial tools available today make it easier than ever to manage your monthly budget. Financial management software is great when you’re sorting through a stack of bills in your home office, but what about when you’re on the go? In an increasingly mobile world, budgeting apps help you keep control of your finances no matter where you are.  Continue reading

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