11 Tips for Spring Cleaning Your Finances
We tend to associate spring with cleaning out our closets, scrubbing our floors and repairing any damage our homes incurred during the winter. But the season for renewal can also be the perfect time to get our financial house in order. Here are 11 ways to spring clean your finances. Continue reading
How Much Should You Spend on Rent?
For decades, the general rule has been that you should not spend more than 30 percent of your income on housing. Yet, with increasing expenses and slow growth in wages, this number has become less realistic for a growing number of Americans. Whether you can keep your rent below the 30 percent threshold or not, here are some important numbers to keep in mind when working on your monthly budget. Continue reading
How a Budgeting App Can Change Your Rental Property Business
The benefits of an app for managing your rental business are numerous," says Stein Smith, "but primarily focus on the increased transparency that comes from being able to track payments and expenses by location as they occur in real time. Continue reading
Avoid Debt With a Budgeting App
When it comes to financial health, debt itself isn’t bad — taking out loans and other forms of credit actually builds your credit history and credibility with lenders. But unmanageable debt can be stressful. Using a budgeting app can lower the chances that you’ll accidentally find yourself in too much debt to manage. It can also help you make smart choices if you choose to take on good debt in... Continue reading
Personal Finance Strategies: Applying for an Auto Loan
When it comes to buying a new or used vehicle, there are more financing options available today than ever before, due mainly to the power of the Internet. Not only can you compare the prices of vehicles online, you can also use the Internet to research financing. Invest a bit of time to ensure you get the best value for your hard-earned dollars without rushing into a decision. Continue reading
How to Create a Budget [Infographic]
Creating a budget is the easiest way to set yourself up for financial success. Follow these 10 steps to regain control over your personal finances and start saving for the future. Continue reading