Should You Lock Your Social Security Number?

Some people are just more careful than others. They always lock their cars, they look both ways before crossing the street and they don’t open emails from unknown senders. If you’re one of them, and you have reason to be concerned about identity theft, the U.S. government offers a powerful tool to help keep you safe: You can lock your Social Security number.   How It Works Locking your Social... Continue reading

Financial Dos and Don'ts of Remodeling

Most people buy a home that's already built, not one that's custom-made for them, so it's normal for home and condo owners to want to remodel things to their liking. Remodeling projects often aren't cheap, but you can keep your expenses down by planning ahead. If you're thinking about sprucing things up a bit, check out the following dos and don'ts before you write a big check.   Shop Around for... Continue reading

Common Ways Consumers Waste Money

Date: November 16, 2016 Whether you're motivated to save for something really special like a new house, or you're just looking to trim some fat from your budget, figuring out where you're wasting money is one of the first places to start. Cutting the waste from your budget causes minimal pain because you're reducing expenses that you're receiving minimal benefits from, freeing up money for the... Continue reading

Easy Ways to Start Investing with Little Money

The sooner you start investing, the sooner your money can begin working for you. With the proliferation of employer-sponsored retirement plans and discount brokerages, you don't need tens of thousands of dollars to get in the investing game. A variety of investment opportunities exist if you're able to set aside even $50 a month.   Start With Self-Assessment Take a look at yourself before you... Continue reading

Why Love May Hinge on Your Credit Score

Credit scores were originally developed to help lenders gauge how likely a person is to pay back a loan. In a first-of-its-kind study by the Federal Reserve Board, researchers found evidence that your credit score has predictive value when it comes to relationships forming and potentially separating as well.   Relationships Forming You're likely to find someone with a credit score close to your... Continue reading

Knowing the Right Tipping Etiquette

Understanding the proper amount to tip can be confusing because the answer is often quite different from situation to situation. As a general rule, any time you receive service you might expect to leave a tip. However, this is an extremely broad rule because some service situations don't require any tip at all. If you travel overseas, tipping etiquette can vary from country to country, and even... Continue reading
See how each generation saves!

How Each Generation Saves [Infographic]

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12 Epic Financial Failures

1) "Zyzzyx Road" Hollywood has always had flops, really big flops, and then it’s had “Zyzzyx Road.” This 2006 thriller starring Katherine Heigl and Tom Sizemore had a budget of $2 million, but grossed only $30.00 in its U.S. release. To be fair, being a terrible film wasn’t the only reason the film only grossed $30. “Zyzzyx Road” was only shown in the U.S. six times — once a day for six days at a... Continue reading

Make Saving Money Fun Tournament

Global Entrepreneurship Week tournament gives students around the world just eight days to develop innovative solutions and have impact “Make Saving Money Fun.” That's the task that thousands of students of all ages from at least 51 countries will tackle in the next week in response to a challenge unveiled yesterday by the Stanford Technology Ventures Program. And the students' actions just... Continue reading

Hidden Millionaires: Lessons From Unconventional Money Management

The Old School Frugalists The last generation of frugal millionaires saw the careful preservation of cash and conservative personal finance as essential to survival. These rich individuals gained their wealth slowly through careful planning and extreme saving. By living below their means, these individuals created freedom in their lives, and a buffer from the economic problems over the last... Continue reading