Loan Comparison What to Look for in Your  Next Loan

Loan Comparison: What to Look for in Your Next Loan

Getting the best loan for your needs means understanding all the terms before signing on the dotted line. This includes knowing the difference between a secured and unsecured loan, as well as how interest rates, fees and loan periods can affect the monthly payment.  Continue reading
Loan Comparison: What to Look for When Buying Your First House

Loan Comparison: What to Look for When Buying Your First House

Date: February 2, 2017 Home loans might seem intimidating to new borrowers because they require more than just pinning down the interest rate or determining what your monthly payment will be. However, choosing a home loan is really just a matter of knowing what you’re paying for and comparing what each lender is willing to offer. Then you can determine who’s offering you the best deal. Continue reading

Loan Modifications 101

According to the U.S. Department of Housing and Urban Development, a loan modification is a permanent change in one or more of the terms of a loan that allows the loan to be reinstated at a lower payment that the borrower can afford. Obtaining a loan modification isn't easy; many people lost houses due to foreclosures in recent history, and only some were able to get assistance through a loan... Continue reading

Pros and Cons of Paying Off Your Mortgage Early

Date: July 7, 2016 Life is good — you have a little extra cash on hand, and oh-so many possibilities exist for making that money work for you. You might invest it, save it or even pay off your mortgage early. Whether you should do the latter, though, depends on your personal circumstances. Looking Ahead Toward Retirement Paying off your mortgage early can be a good idea if you anticipate you’ll... Continue reading