Best Long-Term Budgeting Tools to Plan for Retirement

Best Long-Term Budgeting Tools to Plan for Retirement

Using the right budgeting software not only helps you reach your retirement savings goals, it can also ensure you manage your money well through the three phases of retirement. Continue reading
Personal finance strategies retiring

Personal Finance Strategies: Retiring

Having enough to live on in your golden years isn't an issue of luck, but of careful planning. If you’re looking to put together a retirement plan but don’t know where to start, use these tips to set yourself up for a comfortable, financially stable future.   Continue reading
How many types of retirement plans are there?

Types of Retirement Plans [Infographic]

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How to Start a 401k

Investment 101: How to Start a 401(k)

To encourage people to save for retirement, the government offers a number of tax advantages for contributing to special retirement plans, including 401(k) plans, which can be offered by for-profit companies. Knowing how your 401(k) plan functions helps you make better decisions about how much you want to contribute and how you want to invest the money in the account. Who Can Contribute to a 401(... Continue reading
Decoding 401(k) Fees

Decoding 401k Fees

Seventy-one percent of 401(k) plan participants don't know that they are paying fees, according to an AARP survey. Administrative fees, investment expenses, transaction fees – isn't it time you read the fine print? Here are some tips about how to decode the fees your 401(k) plan is charging you. Continue reading

Best Cities to Live in Retirement

What makes a city attractive for retirement? Everyone has their own list of must-have qualities in a retirement spot – some prefer culture, while others make proximity to family a priority. But individual preferences aside, most retirees seek active communities with natural beauty where the cost of living, taxes and crime rate are all low. Here are a few places to consider putting on your "best"... Continue reading

Stages of Retirement Planning

Date: July 21, 2016 Most people put off thinking about retirement until their older, but they shouldn’t.  In 2015, the AARP reported that you should aim to have saved $1 million to $1.5 million, or at least 10 to 12 times your current income, in order to enjoy your golden years. Common sense tells you that the earlier you start saving, the sooner you'll have your ideal nest egg. Here are some to... Continue reading

Introduction to Pension Plans

While some people still stash cash under their mattresses for retirement, the majority know there are more springs than savings under there.  When it comes to true savings, interest-bearing investments are the way to make money grow before you clock out for the last time.  Because there are so many types of pension plans, it's important to understand the basics first before planning for your... Continue reading

Should You Auto-Enroll Your Savings?

If you find it a bit difficult to save money, you're not alone.  According to the American Psychological Association’s 2014 Stress in America survey, money is routinely among the top sources of stress for Americans year over year. Perhaps an easier way to save money is by not thinking about it at all. Continue reading