What percent of your paycheck should you spend each week?

What Percentage of Your Paycheck Should You Spend Each Week?

Managing finances looked so easy in grade school with those cute pie charts sliced into brightly colored wedges. But, out in the real world, dividing up your paycheck into spending and saving requires some additional calculating and a bit of shuffling. While you won't find a magic formula that sets out hard-and-fast rules for divvying up income, financial planners offer several possible ways to... Continue reading

The Pros and Cons of Early Retirement

Early retirement is a dream for many workers. Who doesn't look forward to having the freedom to spend more time with family and friends, to travel the world or just enthusiastically pursue hobbies — all with a sound financial cushion? Like many dreams, however, retiring early comes with both pros and cons. Understanding the effects of early retirement can help you make the right decision for you... Continue reading

Ways to Better Organize Your Bills

Keeping track of bills can be stressful, but developing a system to pay them on time at least ensures that you won't be hit with late fees and penalties. Here are some tips for a better payment experience to streamline your finances. Continue reading

Investing Tips for 40-Somethings

When you're in your 40s, you are passing through a life stage that brings with it many money pressures. You're looking toward a retirement that requires adequate funding, while your kids may be planning for college. Here are a few tips that can help balance the competing and urgent financial goals of 40-somethings. Continue reading

Financial Tips After Landing a Promotion

A promotion is certainly a career event to be celebrated, but you've worked hard for your money, so treat it right. Fortunately, there are several steps to take that will help you make the most of your growing income. Continue reading

How to Use Software for Rental Property Management

The Rental Protection Agency reports that over 22 million Americans are landlords, with more than 500 new landlords entering the business daily. When you own rental property, staying on top of the numbers simplifies all aspects of managing your business, from rent collection and property maintenance costs to tax payment calculations. Quicken's Rental Property Manager software has all the tools a... Continue reading

How Long Does It Take to Rebuild a Credit Score?

Your credit score is something you might not think about until you need it. If you find yourself applying for new credit, your past credit missteps can catch up with you. Typically, a lower credit score translates into higher interest rates on everything from a home mortgage to a car loan. If you need to rebuild your credit, the sooner you start, the better. Continue reading

How to Spend Smarter

Spending nothing at all would be a great way to maximize savings if we didn't get hungry around dinnertime. There are hundreds of money-saving strategies designed to find hidden dollars, but how you spend them is discussed less often. You may be able to create wealth through smarter spending habits. Continue reading

Should You Auto-Enroll Your Savings?

If you find it a bit difficult to save money, you're not alone.  According to the American Psychological Association’s 2014 Stress in America survey, money is routinely among the top sources of stress for Americans year over year. Perhaps an easier way to save money is by not thinking about it at all. Continue reading

How to Finance College if You Don't Qualify for Federal Aid

Given the price point of attending college these days, not many can easily afford to write a check for their child's tuition, especially if there is more than one college-age student in the family. Luckily, if you have trouble affording college tuition but make too much to qualify for need-based financial aid, you still have options. These tips can get you started. Continue reading