Best Long-Term Budgeting Tools to Plan for Retirement

Best Long-Term Budgeting Tools to Plan for Retirement

Using the right budgeting software not only helps you reach your retirement savings goals, it can also ensure you manage your money well through the three phases of retirement. Continue reading
Personal finance strategies retiring

Personal Finance Strategies: Retiring

Having enough to live on in your golden years isn't an issue of luck, but of careful planning. If you’re looking to put together a retirement plan but don’t know where to start, use these tips to set yourself up for a comfortable, financially stable future.   Continue reading
How many types of retirement plans are there?

Types of Retirement Plans [Infographic]

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Healthy Retirement 101: What to Do in Your 50s

When you’re in your 50s, you may feel as though you're barreling toward the finish line of your career. In fact, you have only 15 years or so left until retirement unless you want to keep working past 65. This can be a good time to take stock of what you want your retirement lifestyle to be like and start taking extra steps to finance it. Play Catch-up Don’t throw your hands up in despair... Continue reading

Healthy Retirement 101: What to Do in Your 40s

 Saving for retirement can be a balancing act, particularly if you put it off until a time when you’re earning a bit more money. Often, the more you earn, the greater your financial responsibilities become, so by the time you reach your 40s, your income might be stretching in several different directions. But this doesn’t have to doom you to a frugal retirement.   Hit the Accelerator... Continue reading

Healthy Retirement 101: What to Do in Your 30s

By the time you reach your 30s, you’ve probably sown many of your wild oats, leaving your mind more focused on practical considerations like settling down, buying a home and raising a family. You might also want to keep your eye on a plan for retirement. You may have started one in your 20s, but if not, it’s certainly not too late to catch up now. Decide on the Percentage You'll Save Figuring out... Continue reading

Healthy Retirement 101: What to Do in Your 20s

College is a few years behind you, and you’re working and feeling pretty good about your future. It may be difficult to stretch your mind to a time 40-plus years ahead -- a time when you may not feel so eager to go into work every day. The good news is that you don’t have to do a whole lot in your 20s to plan for retirement time. At this point, even a little bit of prudent saving and investing... Continue reading
How to Start a 401k

Investment 101: How to Start a 401(k)

To encourage people to save for retirement, the government offers a number of tax advantages for contributing to special retirement plans, including 401(k) plans, which can be offered by for-profit companies. Knowing how your 401(k) plan functions helps you make better decisions about how much you want to contribute and how you want to invest the money in the account. Who Can Contribute to a 401(... Continue reading
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Money Management for Retirement: Savings Plans That'll Fit Into Your Budget

Retirement Savings It is often debated whether Social Security will be around in 20 to 30 years. But the reality is that you won't be able to survive solely on Social Security benefits. Organizing your priorities so that you give the same attention to your future retirement savings that you give to your current household and personal expenses is fundamental to securing that proverbial nest egg.... Continue reading

Make Your Golden Years Great: Money Management & Budgeting Strategies for People Close to Retirement

Life Does Not Get Cheaper in Retirement "In my experience, clients are often surprised to find that their expenses do not go down after retiring, and some new budget realities need to be included in the plan," Briboneria says. After retirement, unless you pay off an outstanding mortgage, your regular living expenses will stay at about the same level. Travel is often one of the big plans during... Continue reading