How Quicken Bill Pay works

Product Version
Bill Pay
Bill Pay for Mac
Bill Pay for Windows
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Quicken Bill Pay offers you multiple ways to receive and pay your bills.

Quicken for Windows

To receive and pay your bills in Quicken using your Quicken software:

  1. From the Quicken Tools menu, choose Quicken Bill Pay, and then choose Pay Bills in Quicken.
  2. Choose the person or company you want to pay, and then click Enter.
  3. Enter the date you want the bill to be paid on and the amount you want to pay.
  4. Click the Enter button to prepare the payment you wish to send.
  5. Click the Update/Send button, and then Quicken Bill Pay will update your payment so it can be processed for the date you request.

To pay your bills on the web using our website:

  1. Visit the Quicken Bill Pay website, and then enter your customer ID and PIN.
  2. Click the Make a payment to payee link, and then choose the person or company you want to pay.

Note: If you have more than 40 payees, a window appears asking you to select the payees to pay. After making your selection, click Schedule Payment(s) at the bottom.

  1. Enter the date you want the bill to be paid on and the amount you want to pay.
  2. Click the Make Payments button. 

To view your bills on the web:

  1. Visit the Quicken Bill Pay website, and then enter your User ID and PIN.
  2. Click on Payee Setup (note that new bills will be displayed on your Bill Inbox at the first screen when you log in).
  3. Click on Bills to the right of the payee in question.
  4. Click on Detail to the right of the bill you would like to view.

Quicken for Mac

Quicken for Mac 2016 and 2017 support Direct Connect Bill Pay with almost 500 financial institutions; to see if your bank supports Direct Connect Bill Pay, click here to see the full list.  

Please note, you'll need to sign up for Quicken Bill Pay before following the steps below.

Pay Bills with Quicken Bill Pay

Quicken Bill Pay allows you to:

  • See and track them all in one place so that you never miss a bill
  • Pay anyone in the U.S.
  • Make payments from up to 10 accounts
  • Transfer funds between accounts

Getting Started

  1. Confirm that your account is set up with Quicken Bill Pay:

    • Go to the account you want to pay your bills from.
    • Click on the Settings button on the bottom toolbar.
           How Quicken Bill Pay works
    • Click the Bill Pay tab:
      • If it says Quicken Bill Pay, you can skip to “Paying Bills” in the guide below
      • If it says Set up Quicken Bill Pay, then you’ll need to click this button to sign in to Quicken Bill Pay

 

Paying Bills

With Quicken Bill Pay, you can pay bills from your account register, where you review and manage all of your banking transactions.

  1. Select the account you want to use to pay your bills.
  2. Click on the + button on the bottom toolbar to add a new transaction.
  3. Click the blue Edit Details button to open the transaction.
  4. A new tab appears at the top of the transaction area called Online Payment.  Click on the Online Payment tab.
    How Quicken Bill Pay works
  5. In the Online Payment tab, click on the Online Payment checkbox.
    How Quicken Bill Pay works
  6. Type the payee you want to pay using Quicken, and then click on Add new Online Payee in the drop down menu.
    How Quicken Bill Pay works
  7. Complete the information required to send the online payment, including the account number, if needed. Click Done when finished.
    How Quicken Bill Pay works
  8. Click on the date you want the payment to be deducted from your account and the pay date.  In the example below it takes about a week before the payment will arrive.
    How Quicken Bill Pay works
  9. Once finished, click on the Pay Now button to create the transaction.
  10. In the register, the payment will now be marked as ready to be sent, and an envelope icon appears.
    How Quicken Bill Pay works
  11. Click on the Update Account button to send the payment to the bank.
    How Quicken Bill Pay works
  12. The icon will change to the closed envelope icon once the payment is sent.
    How Quicken Bill Pay works
  13. Finally, the status changes to a blue envelope once it is paid.
    How Quicken Bill Pay works

Pay Bills with Direct Connect

Before you begin: Quicken doesn’t charge for Direct Connect Bill Pay, but some banks do—be sure to check with your bank to confirm if there are fees for using Bill Pay with Quicken for Mac.

Direct Connect Bill Pay has many benefits, including:

  • Ability to create payment transactions before payment is due, so that you never miss a payment.
  • Paying your bills from any Bill Pay-enabled account in Quicken.
  • Pay merchants, small businesses, or individuals at any time.
  • Transfer funds to and from your accounts at the same bank.
  • Pay your bills from the same place you manage all of your personal finances, so you don’t have to go to your bank’s website.

 

Getting Started

  1. Check that your bank supports Bill Pay and find out if your bank charges any kind of fee for Direct Connect Bill Pay.
  2. Confirm that your account is set up with Direct Connect:
    • Go to the account you want to pay your bills from.
    • Click on the Settings button on the bottom toolbar.
           How Quicken Bill Pay works
    • Look for Connection Type:
      • If it says Direct Connect, you can skip to “Activate Bill Pay” in the guide below
      • If it says Quicken Connect, then you’ll need to change it to Direct Connect:

 

Changing to Direct Connect

  1. In the Account Setting sheet, click on Change Connection Type.
    How Quicken Bill Pay works
  2. The Setup Financial Institution sheet will appear. Click on the Options button.
    How Quicken Bill Pay works
  3. Change the connection type by clicking on the Direct Connect radio button.
    How Quicken Bill Pay works
  4. Enter in the log-in credentials for your bank and click Continue.
    How Quicken Bill Pay works
  5. You’ll see the Accounts Found sheet and Quicken will ask you to link the account(s) found with your existing Checking account in Quicken.  Use the dropdown to link the correct account, and click Continue.
    How Quicken Bill Pay works
  6. Click Finish to complete the change.
    How Quicken Bill Pay works

You’re now ready to activate Bill Pay for your account(s)!

 

Activate Direct Connect Bill Pay

If the Connection Type is Direct Connect, the Bill Pay status icon is green, and the status is On, Bill Pay is enabled and your account is ready to pay bills online!

            How Quicken Bill Pay works

If the Bill Pay status icon is red and the status is Off – Bill Pay is not enabled. In this case:

  1. Click the Check for Bill Pay button. If the status remains Off, it means that Bill Pay is supported for this account, but is not yet enabled by the bank. Contact your bank to enable Direct Connect Bill Pay for your account in Quicken.
  2. Once you've confirmed that your bank has enabled Direct Connect Bill Pay for your account, click the Check for Bill Pay button again, and the indicator should change to On. You're now set to use Bill Pay.
  3. If the Bill Pay status icon is red and the status is Not Available, Bill Pay is not supported by your bank, or may not be supported for the selected account type.
  4. If your bank is listed as supported and/or if other accounts from the same bank are enabled, contact your bank and check whether Direct Connect Bill Pay is available for your account.

 

Paying Bills

With Direct Connect Bill Pay, you can pay bills from your account register, where you review and manage all of your banking transactions.

  1. Select the account you want to use to pay your bills.
  2. Click on the + button on the bottom toolbar to add a new transaction.
  3. Click the blue Edit Details button to open the transaction.
  4. A new tab appears at the top of the transaction area called Online Payment.  Click on the Online Payment tab.
    How Quicken Bill Pay works
  5. In the Online Payment tab, click on the Online Payment checkbox.
    How Quicken Bill Pay works
  6. Type the payee you want to pay using Quicken, and then click on Add new Online Payee in the dropdown menu.
    How Quicken Bill Pay works
  7. Complete the information required to send the online payment, including the account number, if needed. Click Done when finished.
    How Quicken Bill Pay works
  8. Click on the date you want the payment to be deducted from your account and the pay date.  In the example below it takes about a week before the payment will arrive.
    How Quicken Bill Pay works
  9. Once finished, click on the Pay Now button to create the transaction.
  10. In the register, the payment will now be marked as ready to be sent, and an envelope icon appears.
    How Quicken Bill Pay works
  11. Click on the Update Account button to send the payment to the bank.
    How Quicken Bill Pay works
  12. The icon will change to the closed envelope icon once the payment is sent.
    How Quicken Bill Pay works
  13. Finally, the status changes to a blue envelope once it is paid.
    How Quicken Bill Pay works
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