Save more money with Savings Goals

No, Quicken Simplifi’s Savings Goals work whether or not you have a separate savings account. Just choose the account you want to track your savings in, and the app will handle the math and tracking, showing you how much you've saved toward your goals regardless of where the money physically sits.

Quicken Simplifi offers three flexible options: spend toward the goal itself (like buying plane tickets while still saving for your vacation), withdraw from your savings for unexpected needs, or move money between your goals when priorities shift. The app tracks what you've saved, spent, and still need for each goal, preserving your progress while giving you complete flexibility to adapt as life happens.

Yes, when you set a monthly contribution amount for any goal, you can also choose to include it in your Spending Plan. If you decide to include it, the app will set that money aside each month just like it would for a monthly bill, helping you make sure you don’t spend it on other things by accident.

Each Savings Goal displays a visual progress bar showing how much you’ve saved, how much you’ve spent or borrowed from your goal, and how much you have left to reach it. You can easily see how close you are to your goal, with exact dollar amounts clearly displayed for how much you’ve saved and how much you have left to go.

Absolutely. Each goal can have its own contribution schedule. For example, you could save $200 monthly for your emergency fund, $100 for a vacation, and irregular lump sum contributions for your home renovation project whenever you receive bonuses or tax refunds. The flexibility is entirely yours.

You can modify any aspect of your goals at any time. If you need to pause your contributions during tight months or extend your target dates, Quicken Simplifi will just recalculate your timeline based on your adjustments. There's no penalty for adapting your goals to match your circumstances.

Quicken Simplifi’s Savings Goals give you complete freedom to save for anything at all. Create goals like 🎓 Sarah's College Fund, ✈ 2025 Italy Trip, Kitchen Remodel, Holiday Gifts, or 👾 New Gaming PC. You can name your goals however you want to, and you can even use emojis to make their names stand out.

Yes. If you enter a target date and amount, Quicken Simplifi will show you what you need to save each month. If you enter a monthly amount you want to save, the app will show you when you’ll reach your goal. Change either one, or both, to see your options and choose the plan that works best for your budget.

Yes, Simplifi's secure sharing lets you grant access to trusted individuals like a partner, accountant, or financial advisor. There’s no additional fee for you or for them. Anyone you share your account with will have their own login and password, and you can revoke their access at any time.

If you don’t reach your goal by the target date, don’t worry. Simplifi will keep tracking your progress and let you adjust your timeline as needed. Savings Goals are flexible, and you can always modify your plan to better suit your circumstances. The app also lets you build your Savings Goals into your budget to make sure they’re covered.