Quicken Simplifi — Spending Plan

See what you can spend or save

Budget with as much or as little detail as you like. No matter how you budget, you’ll get unique insights you won’t find anywhere else.

See what you can spend or save See what you can spend or save
The clear budgeting insights you need

See at a glance what you can spend or save

Simplifi keeps track of your income, expenses, Savings Goals, and any other spending throughout the month, in real time, so you always know what you have available.

See at a glance what you can spend or save
Use any budgeting method you like
The most flexible budgeting app

Use any budgeting method you like

Quicken adapts to any system. Zero-sum. Envelope. 50-30-20. Anything. Or just use what we built in. Either way, you’ll always know what’s left to spend or save.

The best way to save more money

Include your Savings Goals in your budget

When you add your Savings Goals to your monthly budget, Quicken will help you make sure they’re covered, automatically.

Include your Savings Goals in your budget
Discover bills & subscriptions you don’t need
Find easy ways to save

Discover bills & subscriptions you don’t need

See all your recurring bills & subscriptions in one convenient list. Easily identify and flag anything you’re not using, so you can cancel it and save.

Your complete financial world, all in one place

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Your complete financial world, all in one place

With an unmatched 14k+ financial institutions supported, Quicken boasts industry-leading connectivity. Manage each of your accounts with up-to-date transactions and balances for each — all automatically and in one place.

Get a personalized budget, automatically

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Get a personalized budget, automatically

Quicken sets up your monthly Spending Plan based on your actual income and bills. Change anything you like, and add other spending too, like gas and groceries.

Create your own categories, tags, and flags

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Create your own categories, tags, and flags

Quicken comes with a full set of categories built in. Make any changes you like, and add custom tags & flags to see and manage your spending however you want to.

Roll over your extra spending or savings into next month

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Roll over your extra spending or savings into next month

Was your grocery bill higher than expected? Did you spend less on gas? Roll your overspending & savings into next month if you want to — the choice is yours.

Your complete financial world, all in one place Get a personalized budget, automatically Create your own categories, tags, and flags Roll over your extra spending or savings into next month

Get budgeting insights today

30-day money-back guarantee
Start your Spending Plan today
for just
$2. 99 /month
Get budgeting insights today

Quicken Simplifi

Mobile

Web

$2. 99 $5.99 /monthBilled annually
  • purple circle checkmark icon See what’s left to spend or save, always up to date
  • purple circle checkmark icon Budget in as much or as little detail as you like
  • purple circle checkmark icon Include your Savings Goals in your budget
  • purple circle checkmark icon Discover bills & subscriptions you don’t use

Quicken Business & Personal

Mobile

Web

Have a small business or freelance income?

$3. 99 /month $7.99 Billed annually

Frequently asked questions

How is Quicken Simplifi’s Spending Plan different from a traditional budget?

Instead of setting strict limits for every category, the Spending Plan starts with your income, subtracts your bills, subscriptions, Savings Goals, and other spending, then shows you exactly what's left to spend freely. It updates in real time as you spend.

Do I have to track and categorize every transaction?

No, you only need to track what matters to you. You decide how detailed you want to be. The app will automatically categorize your transactions, and you can train the app to change the way it categorizes things to fit your preferences.

Can I track specific types of spending without creating a full budget?

Yes, you can create watchlists for any category, tag, or store you want to monitor. For example, you could track just your grocery budget or holiday shopping without budgeting everything else.

Can I plan for irregular expenses?

Yes, you can add any planned spending to your monthly plan, whether it's regular or one-time. The app will account for it when calculating what you have left to spend.

How does the app know what bills I have?

Quicken Simplifi automatically identifies recurring transactions and organizes them into a list of bills and subscriptions. You can confirm, edit, or remove anything it finds.

Can two people use the same Spending Plan?

Yes, you can securely share access with a partner or family member so you can both see and manage the same financial information and Spending Plan.

What if my income varies month to month?

You can adjust your expected income for any month, and the Spending Plan will recalculate what you have available to spend based on your actual income.

Can I exclude certain transactions from my Spending Plan?

Yes, you can exclude any transaction from your Spending Plan if you don't want it to affect your available balance, like reimbursable expenses or transfers between your own accounts.

How far ahead can I plan?

The Spending Plan focuses on each individual month, but you can look ahead to see and adjust your Spending Plan for future months, up to one year in advance.