How to Create Student Budget and Stick to it
How to Create Student Budget and Stick to It College is the first step toward independence for many young people, but don’t neglect financial independence in your rush to exercise your new social freedom. Most students won’t have sufficient income during college to start putting…
Personal Loans vs. Credit Cards: Which is Better for Borrowing?
When you need to borrow money, two quick options include personal loans and credit cards. Although using a card helps with the instant gratification of making a purchase, the dangers of minimum payments and high interest rates are real. Personal loans may provide lower interest,…
Can Telemedicine Cut Your Health Care Costs?
Some call it “Docs in a Box,” and it’s already reducing health care costs dramatically. Telemedicine is new technology that lets doctors see patients via Skype-like computer programs. Millions of Americans have used telemedicine already, and up to 70 percent of doctor visits can be handled this way at a much lower cost than in-person visits.
How to Start Investing: A Guide for Everyone
The best time to start investing is today. If you just stick your paychecks in your checking account and let the money sit there, you aren’t likely to earn much interest, and you may be tempted to spend more than you should. But don’t just…
College Cost Calculator
The high cost of a college education has made it more important than ever to plan ahead for future education expenses. But you must also consider more than just the cost of education itself — and account for things like room and board, supplies and spending money as well. Whether you’re planning for your own education or the future education of your children, you don’t want to be left scrambling for meal money if your costs exceed your budget.
How to Retire Overseas
Retirement can be an adventure if you’re open to the possibility of moving abroad. Your retirement income may go further if you spend your golden years in a foreign land than if you stay put in your hometown. And, you’ll have the chance to experience a different culture. But before you ship off to Fiji, here are a few financial tips to get you started planning for your golden years.
Child Care Costs vs. Income
The decision to work or stay at home with the kids has become increasingly complex for families due to the realities of today’s economy. In some cases, the cost of child care not only outweighs the income provided by a second job, but it’s also a largest single expense. It can cost the average family more than college tuition or even housing. Here’s a look at the current state of child care costs and how to manage them.
How Personalities Affect Spending
Everyone may pay the same way — either with cash, credit or debit — but the experience of spending money can be radically different from one person to the next. Understanding how your personality affects your spending habits may help you reign in those impulse purchases.
Ways To Achieve Better Work-Life Balance
Remember playing on a seesaw when you were a kid? It isn’t any fun when one child is substantially bigger than the other. Coordinating work obligations and personal time is a lot like the seesaw’s teeter-totter effect. Constant stress from a never-ending workday hurts relationships, damages health and reduces your overall happiness. Finding a balance is essential if you want to keep stress at bay.
What Percentage of Your Paycheck Should You Spend Each Week?
It looked so easy in grade school with those cute pie charts sliced into brightly colored wedges. But, out in the real world, dividing up your paycheck into spending and saving requires some additional calculating and a bit of shuffling.