When it comes to relationships, money isn't usually the best topic for a first date. But, as things get more serious, couples eventually need to decide when and how to merge their finances after marriage. In fact, many couples start planning their joint financial future before they say, “I do.” Although there’s no one best solution for everyone, Quicken’s suite of personal finance management... Continue reading
It's no surprise that 2020 threw off everyone's plans, including financial ones. No matter what financial state you find yourself in, the start of a new year is a great time to check in on your finances, set some goals, and get a clear picture of where your money is going to ensure financial wellness. Whether you've never set a budget before or you're looking to perfect the one you've been using... Continue reading
New year, new you—new budget? As a time of reflection, renewal, and goal setting, the new year is a perfect opportunity to start a budget for the first time—or to take a look at your budget with fresh eyes. Consider what’s worked, what’s changed, and how to make a budget with your annual plan and goals in mind. How to Make a Budget That Works: Start With Your Goals Some people are spurred to... Continue reading
Most small business owners don’t set out to become bookkeepers or accountants, but it’s part of the job when you have to wear all the hats. Whether you’re a part-time consultant, manage rental properties, or are growing a small business, keeping a close watch over your expenses can be important. You can use your records to better understand your business, and they can be a necessity to back up... Continue reading
Do you need a weekly budget in addition to your monthly budget? Here are three big benefits to consider.
A monthly budget is an intuitive default—but a weekly budget might be the better option. Not to say you shouldn’t use months to frame your budget. Most bills are due once a month, you might get paid once or twice a month, and budgeting software often starts you out fresh each month. But if your monthly budget is your big-picture strategy, the weekly budget planner is your tactical plan that... Continue reading
A debt problem at its core is a budgeting problem. This is one of the most important lessons in personal finance: you can’t save your money if you don’t know where it’s going. In other words, you need a budget. In fact, 74% of Americans now track their expenses with a budget. But just realizing the importance of a budget isn’t the same as properly executing one. Between retirement accounts,... Continue reading
Whether you’re creating a new budget or refreshing an old one, you’ve probably noticed how important (and difficult) it is to get your monthly expenses right. Underestimating or missing an expense can throw your spending strategy into disarray, so it’s helpful to have guidance on the budgeting norm. To help you get it right, we’ve assembled a list of the most common average monthly expenses. 20... Continue reading
At its most basic, a budget is really just a spending plan for your money. A well-thought-out budget can help you take control of your finances and use your money with purpose rather than spending it haphazardly—a habit than can quickly lead to problems when it’s time to pay the bills each month. The first step involves breaking down your regular expenses into budget categories to get a clear... Continue reading
Personal finance blogger and Quicken user Lauren Tucker shares her secret weapon for guilt-free seasonal spending.
As we head into the last few months of the year, holidays like Halloween, Thanksgiving, Hanukkah, and Christmas hold the promise of food, family, travel, and gifts. But if you’re not paying attention, those “fun” holiday expenditures can add up quickly, blowing your budget and sending your financial goals careening off-track. “A lot of people panic this time of year because they don’t have enough... Continue reading
As the year comes to a close, we’re starting to think about how to make the most of the new year and live our best lives. Quicken, maker of the best-selling personal finance software in the US, surveyed over 1,000 adults to gather insights into financial New Year’s resolutions — and discovered some surprising secrets to success. The best things in life might be free, but it turns out resolutions... Continue reading