Top 10 Personal Finance Tips for the Long Term
Use these practical tips to help you take control of your money and build a secure financial future.
9 Ways Learning to Budget Now Will Affect Your Future
If you’ve ever felt like money is slipping through your fingers, you’re not alone. Learning to budget can change your life. Here’s what I’ve discovered.
Budgeting for Beginners
Think of budgeting as a conversation with your money — you tell it where to go instead of wondering where it went.
How to Increase Your Credit Score in 6 Months
Credit scoring is a complex science that is something of a secret to the general public. While there are variations in the scores used by different creditors, the industry-standard score is issued by FICO. Although FICO won’t divulge the exact method behind its calculations, it does publish the broad categories used for scoring, along with the percentage weight assigned to each component. You won’t be able to predict on your own the exact number of points you can increase your score over a six-month period. However, you can move your score in the right direction by improving your credit behavior across the FICO scoring categories.
12 Basic Principles of Financial Management
Use these essential principles of financial management to organize your finances, plan for the unexpected, put your money to work, and live your best life.
How Much Should You Spend on Rent When Budgeting?
Think you’re paying too much for rent? Here’s how to find out. This easy rule can tell you how much you should spend on rent when budgeting.
How to Calculate Your Net Worth
Need to know how to calculate your net worth? We’ll walk you step by step through everything you should include.
Investment 101: How to Start a 401(k)
To encourage people to save for retirement, the government offers a number of tax advantages for contributing to special retirement plans, including 401(k) plans, which can be offered by for-profit companies. Knowing how your 401(k) plan functions helps you make better decisions about how much you want to contribute and how you want to invest the money in the account.
Tips for Creating a Moving Budget
The much-dreaded moving day looms on your calendar. You know what it means: pulling together an entire household of stuff, an exhausting day or two getting it from point A to point B, and setting it all down — hopefully undamaged — in the brand-new…