Emergency Fund Guide: How Much and How to Build One
An emergency fund can be your first line of financial defense during a crisis. Here’s how to determine how much to save and tips on getting started.
32 Ways to Make Quick Money in One Day
Money feeling tight? Check out these 32 ways to make money fast. From online gigs to film crews, these tips and tricks will help you stack some extra cash.
Watching Your Wallet: When Little Things Add Up
It’s amazing how fast small purchases can add up. Here’s a great way to protect your wallet while still enjoying those occasional indulgences.
The 2019 Tax Filing Deadline Extension: Pay Now or Wait?
As part of its response to the COVID-19 pandemic, the Internal Revenue Service extended the 2019 tax filing deadline and payment due dates to July 15th. The additional three months takes some tax-related stress out of an already stressful time, but you may still want…
How Long Does Credit Repair Take?
Credit repair can take a few weeks, months, or years. It all depends on the steps you take.
5 Tips to Help You Actually Keep Your Financial Resolutions in 2020
These survey results show what drives our financial resolutions, why we keep them, and why so many of us don’t. Will you see your goals through?
What is Retirement Planning?
Retirement planning is the process of setting goals for your retirement years and then creating a plan to fulfill those goals. Executing a retirement plan requires most people to put aside some of their current income for long-term savings and investment. You can use tax-sheltered vehicles, such as traditional individual retirement accounts (IRAs) and employer pension plans, to fund part of your retirement plan with pre-tax dollars.
What Is Savings?
Savings refer to money you put aside for future use rather than spending it immediately. In addition to the benefits of saving up for future purchases, delaying an impulse purchase also helps you decide whether it is something you really need, or a waste of money you will regret shortly after buying.
What Is Severance Pay?
Severance pay refers to payments made by an employer when employees are laid off or accept voluntary early retirement. Usually, you won’t receive severance pay if you quit or are fired for cause, but there are exceptions.
What Is Vesting?
“Vesting” refers to the process by which you become the owner of the employer contributions to your retirement plan.