What You Need to Have in Your Will
Don’t put off writing a will – it’s a critical part of every family’s financial planning and it allows you to determine what happens to your estate when you die. You can also specify a trusted person to handle your estate through the court probate process, and even name a preferred guardian for your minor children. Here is a short list of what you should include.
Estate Planning Tips for People Under 40
But I’m too young to worry about a will or life insurance!” Every attorney who works in has heard these words more than once from clients still in the first half of their lives. But the future is unpredictable and younger couples — especially those who are starting families — have the same need to set up a basic estate plan as older people. Here’s what you need to think about to get your personal affairs in order.
5 Things Holding You Back From a Promotion
You thought that this time you’ll surely get tapped to move up the ladder, but once again, the promotion went to somebody else. You want to know who got in your way, but the fact is, your own work behavior is likely the reason you were skipped over. Here are five things you may be doing to trip yourself up.
Ways to Negotiate a Better Credit Card Interest Rate
Instead of cursing your credit card company for its high interest rates, do something about it – call and ask for a lower rate. It’s probable that you’ll successfully negotiate one. Here are a few tips on how to do it.
Money Market Accounts vs. CDs
If you have a few thousand dollars that need a safe home, either a certificate of deposit (CD) or a money market account (MMA) could work well for you. Which one to choose depends on your financial goals and requirements, as well as your investment time frame.
The Top Unexpected Expenses of Blogging
Starting a blog is one of the best ways to draw attention to your business. It’s usually a relatively inexpensive way to get the word out, but the cost depends on the deals you can get with Web hosting sites and design firms. It also may depend on how computer savvy you are and what type of website you want to build.
Tips for Writing a Business Plan
A business plan describes your company’s future. This essential document usually looks ahead for three to five years and sets out the methods the company plans to use to grow and increase revenues. It’s important to use the right data when creating it. Exactly what information you must include depends on who your target audience is. Here are some tips for putting together a business plan to be proud of.
Tips to Avoid Identity Theft
Date: September 20, 2016
Ways to Plan Ahead for Major Medical Expenses
It’s not where you prefer to put your money, but it’s smart to save up for the “just-in-case” major medical expense. Luckily, you can prepare for these unanticipated expenses. By choosing a quality health insurance plan, starting a health savings account, and educating yourself on medical expense deductions on your income tax return, you can help plan for most health situations.
Pricey Bills You Can Lower by Just Calling
When it comes to paying bills, many consumers simply pay the rates required by service providers and other merchants with an “it is what it is” mentality. Less than half of them even bother to attempt a little negotiating, according to Consumer Reports, but those who do are often successful because it costs businesses much more to get a new customer than to keep an existing one.