5 Financial Skills for Small Business Owners
Love being a small-business owner? These 5 financial skills can help you strengthen your financials, plan for the future, and grow your revenue.
Personal Finance Strategies: Retiring
Having enough to live on in your golden years isn’t an issue of luck, but of careful planning. If you’re looking to put together a retirement plan but don’t know where to start, use these tips to set yourself up for a comfortable, financially stable future.
Understanding the Basics of Your Credit Reports
By: Brooke Niemeyer Your credit report offers a snapshot of your financial health to anyone who reviews it, and that can be a lot of people, from cell phone providers and potential employers to lenders and credit card issuers. With so much importance placed on…
When Your Credit Scores Matter
Your credit scores may seem abstract — just a bunch of numbers loosely associated with how well you pay your bills. But these numbers have real-world implications when it comes to borrowing money, qualifying for housing and sometimes getting a job.
How Rising Interest Rates Will Affect You
By Myles Ma Interest rates have been creeping up slowly since 2015. But what does that mean for consumers? The process by which rates go up and down is somewhat complicated. To begin with, the Federal Reserve, the central bank of the United States, targets…
Small Business Budget Template to Manage Your Cash Flow
A detailed and accurate budget is essential to ensuring your business has sufficient cash flow. Use this template to calculate your profit by subtracting fixed and variable costs from business income.
Year-Round Money Management Breakdown
: If you’re only checking your budget once or twice a year, you need to up your finance game. Take a year-round approach with these seasonal tips.
The Best Way to Cut Down on Excess Spending
You may have the best of intentions, but sometimes when you go into a store to buy just one thing, you come out carrying three bags. Everyone spends a little too much now and again, but cutting back is easier than you think — you just need to be aware of when you’re spending too much.
Top Tips for New Homeowners to Manage Utilities Expenses
You dreamed for years of owning your own home, and now you’ve finally done it. You saved the down payment and qualified for a mortgage with terms you can handle. But if you move in right before the deepest cold of winter or the peak of summer, you might be in for a surprise. Utilities cost a lot more for a house than for an apartment. Here are some ways to cut back on energy bills.
Everyday Finance Tips for Small-Business Owners
Running a successful business requires an eye for detail and attention to the numbers. Whether you’re just starting out or you have been running your business for some time, here are five essential finance tips to help ensure your company’s fiscal health.