Everyday Finance Tips for Small-Business Owners

Everyday Finance Tips for Small-Business Owners

Running a successful business requires an eye for detail and attention to the numbers. Whether you're just starting out or you have been running your business for some time, here are five essential finance tips to help ensure your company's fiscal health. Continue reading
How to Save Money and Budget When Expanding Your Business 60

How to Save Money and Budget When Expanding Your Business

Every business expansion has its own challenges, but knowing how to plan for the unexpected can save you thousands and even keep your business afloat during the transition. Consider these pointers. Continue reading

The Small Business Guide to Outsourcing

By Debra D. Carpenter, Huffington Post contributor and Marketing Director at Conversational   Small business owners exemplify a multitude of wonderful traits and getting things done is often at the top of the list. But as a business grows and high priority tasks are taken on, it’s difficult to ensure every task receives equal time and attention.   That’s why small business owners routinely... Continue reading

Financial Overhaul: How Do I Get Mortgage Modifications After Losing a Job?

Financial Overhaul: How Do I Get Mortgage Modifications After Losing a Job? The economic misery that began with the 2007-2008 housing market meltdown has taken a heavy toll on millions of Americans. Housing prices are only now beginning to recover from large losses and unemployment remains stubbornly high. Losing a job is a problem; losing your job and your house is a crisis. The federal... Continue reading
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Money Management Challenge: The Risks (& Rewards) of Self-Employment

Self-employment has some real rewards. You get to be your own boss, set your own hours and control your own destiny. However, running your own business also means that you get paid when clients pay you and, frequently, that won't be on a regular schedule. Continue reading
Two young, female professionals looking at their phones and laptops together

Manage Your Finances, Master Your Life: How to Maximize Your Employment Benefits

Your employment benefits can add as much as 30 percent to the value of your salary. And it does add up: consider the value of insurance, retirement plans, other tax-deferred savings plans, employer matches, and other benefits, and you could easily find you have access to many thousands of additional dollars per year. Once you know what you have, it's just a matter of taking advantage of it. Continue reading

4 Things to Do with Your 401(k) When You Change Jobs

When you change jobs, you face an important financial decision. What should you do with your 401(k) account? You have four choices. We explore the pros and cons of each choice below to help you make an informed decision. Continue reading

3 Smart Moves to Make if You Feel Your Job is at Risk

It’s always a good idea to be prepared for emergencies—and the loss of a job is at the top of the financial emergency list. Here's a three-step strategy that can help your family get into shape to weather hard times. 1. Reduce your expenses Track your spending for the next eight weeks: Keep a record of what you bought, how much it cost and the date. Divide your core expenses into broad categories... Continue reading

5 Things to Know About Your Workplace Health Plan Coverage

Employer-sponsored group plans offer the best deals around on health insurance. In 2009, the average single worker paid only 16 cents toward every dollar of medical insurance and average families paid only about a fourth of medical insurance coverage. If your company offers health insurance, here’s what you need to know about your options. What are the different types of medical insurance plans... Continue reading

Make More Benjamins Without Quitting Your Job

I'm all for silver linings, but the latest survey issued by the National Association of Colleges and Employers on starting salaries for recent college grads – despite its upbeat spin – fails to excite. Researchers at NACE found that the average starting salary for a fresh-out-college young adult (those who are lucky to find full-time work) is now $49,307. That's down just a smidge from 2008 when... Continue reading