5 Questions to Ask Before You Prepare a Budget
by Kathryn Bergeron
June 2, 2016
Sometimes, when people finally decide to take charge of their finances -- to stop winging it and prepare a budget...
Budgeting & Savings
Essential Questions to Ask Before Creating a Budget
by Kathryn Bergeron
June 2, 2016
You can't create a budget if you don't know how much money is coming in and going out. Eric Roberge,...
5 Reasons Bill Paying Software Helps Your Budget
by Kathryn Bergeron
June 2, 2016
Utility bills, cell phone bills, medical bills, credit card bills -- the bills just keep on coming, and getting them...
Reasons to Keep a Rainy Day Fund
by Kathryn Bergeron
June 2, 2016
As much as we may try to predict the future, life always comes up with a way to throw us...
Financial Planning Tips All Travelers Should Consider
by Kathryn Bergeron
June 2, 2016
When you travel, you don’t want to be distracted by money problems. You definitely don’t want to miss a great...
Money Management for Retirement: Savings Plans That'll Fit Into Your Budget
by Kathryn Bergeron
June 2, 2016
It is often debated whether Social Security will be around in 20 to 30 years. But the reality is that...
Money Management for College Students: Do Loans Affect Your Credit Score?
by Kathryn Bergeron
June 2, 2016
When you look at the breakdown of credit score factors, the biggest – at a whopping 35 percent – is...
Household Budget Checklist: Determining Necessary Expenses
by Kathryn Bergeron
June 2, 2016
Discretionary Spending The items that you don’t really need fall into the category of discretionary spending. Sometimes, the line separating...
Finances 101: How to Buy Car Insurance for the First Time
by Kathryn Bergeron
June 2, 2016
You’ll save money if you can get on your parents’ insurance policy. Delving into the unknown is always a little...
Debt Management Programs: Pros and Cons
by Kathryn Bergeron
June 2, 2016
Credit can be a wonderful thing. For example, credit cards are safer and more convenient than carrying cash, particularly when...
When Your Budget Doesn't Cut It: Early Withdrawals from Retirement Savings Plans
by Kathryn Bergeron
June 2, 2016
Congress created tax laws for retirement savings plans that both encourage savings and punish early withdrawals. The rules extend to...
Hybrid Cars: Do the Finances Make Sense?
by Kathryn Bergeron
June 2, 2016
Hybrid Cars: Do the Finances Make Sense? According to a J.D. Power and Associates survey, more than one-fourth of all...
College Savings Plans and Funds: Know Your Options
by Kathryn Bergeron
June 2, 2016
Personal Finance Tips for Starting a College Fund Saving for college can be daunting, with just one year of tuition...
Financial Overhaul: How Do I Get Mortgage Modifications After Losing a Job?
by Kathryn Bergeron
June 2, 2016
Financial Overhaul: How Do I Get Mortgage Modifications After Losing a Job? The economic misery that began with the 2007-2008...
Budgeting Tips for Saving Money on Cell Phone Plans
by Kathryn Bergeron
June 2, 2016
While the cell phone industry will tell you that a typical monthly bill is about $47 as of 2012, many...
How to Reduce Spending, Expenses & Debt in Retirement
by Kathryn Bergeron
June 2, 2016
How to Reduce Spending, Expenses & Debt in Retirement When you have an extra 2,000 hours to fill because you’re...
How to Categorize Your Transactions
by Kathryn Bergeron
June 2, 2016
Categorizing your transactions lets you see where you’re spending your money. The good news is that Quicken does most...
3 Questions to Ask Yourself Before Switching Careers
by Kathryn Bergeron
June 2, 2016
Maybe you've gone as far as possible in your current career, and simply changing jobs won't improve your life. The...