Child Care Costs vs. Income
The decision to work or stay at home with the kids has become increasingly complex for families due to the...
How Personalities Affect Spending
Everyone may pay the same way — either with cash, credit or debit — but the experience of spending money...
Ways To Achieve Better Work-Life Balance
Remember playing on a seesaw when you were a kid? It isn't any fun when one child is substantially bigger...
What Percentage of Your Paycheck Should You Spend Each Week?
It looked so easy in grade school with those cute pie charts sliced into brightly colored wedges. But, out in...
Ways to Better Organize Your Bills
Keeping track of bills can be stressful, but developing a system to pay them on time at least ensures that...
Investing Tips for 40-Somethings
January 17, 2017 When you’re in your 40s, you are passing through a life stage that brings with it many...
Best Personal Finance Software for Mac
When it comes to computer types, a line was drawn in the sand of public perception long ago. If you're...
How to File Your Own Taxes
A big myth about filing your own tax return is that the process is too complex for anyone other than...
What Are Assets?
An asset is any item that you own that increases your net worth, as opposed to a liability that decreases...
What Are Cutbacks?
Cutbacks refer to steps taken to reduce the amount of money being spent. If you're coming up short each month...
What Are Interest Rates?
Interest rates refer to the amount a lender charges a borrower in return for the privilege of borrowing money. This...
What Are Loans?
Loans refer to when one party gives money to another on the condition that it be paid back, typically with...
What Is a 401k?
A 401(k) is a retirement savings account offered by for-profit employers to help their employees save for retirement. A 401(k)...
What Is a Credit Score?
Your credit score is a three-digit number that represents how well you've handled credit in the past and how likely...
What Is a Line of Credit?
A line of credit is an amount of money that a lender offers to let you use when you need...
What Is a Periodic Interest Rate?
The periodic interest rate means the interest rate over a specific period of time. The period rate helps you figure...
What Is a Roth IRA?
A Roth individual retirement account is a special type of IRA that offers after-tax savings, rather than pretax savings like...
What Is a Short Refinance
A short refinance is when your mortgage lender agrees to accept less money than you currently owe on your mortgage....