Quicken Simplifi vs Monarch

Get more. Pay less. See how Quicken Simplifi compares to Monarch Money.

$2. 99 /month ~~$5.99~~ Billed annually

40+ years. Nonstop innovation.

Better budgeting, plus so much more

Budget the way you want to. Enjoy flexible, fully customizable spending, saving, investing, views, alerts, reports, and more.

Get all the insights you need

Get automatic, comprehensive reports on your spending, income, net income, and savings, and take action with confidence.

Robust investment tracking & analysis

Track balances & performance over time for all your accounts, with a personalized news feed based on your holdings.

Over 16,000 financial connections

Connect to banks, credit cards, loans, investment accounts, and even billers — for real-time syncing that’s second to none.

See how Simplifi stacks up.

Monarch Comparison Table
	Quicken Simplifi	Monarch
Pricing	MUCH more for less. $71.88/year (5.99/mo)	More expensive for less capability. $99.99/year (8.33/mo)
Financial foresight	Proactive notifications, insights, scenario planning, & personalized watchlists	Financial hindsight: tracking and aggregation features tell you only what happened, not what to do next
Cash flow	Spot opportunities & risks before they hit with predictive cash flow and see how balances change with upcoming income, bills, & subscriptions	No cash flow projection, just past cash flow tracking
Budgeting	Spending Plan can be customized based on budgeting preferences so you know what’s left to spend, save & invest	Traditional category-based budgeting.
Reports	Comprehensive and customizable reports	Limited reports and customization options
Investment	Analysis tools like performance & balance charts, holding & transaction tracking & a personalized news feed	Only tracks holdings and allocations, with limited performance analysis
Retirement	Build and explore different scenario projections	No retirement planning
Taxes	Built-in schedules A & B, with export to tax programs	No tax reports
Watchlists	Custom watchlists track & monitor areas of spending by category, payees, or tags. Includes interactive graphs, monthly averages, and projections.	No spending watchlists
Customizable transactions	Custom categories, tags, flags and more to easily track & manage spending	Can’t create custom categories, only sub-categories. Plus, you can’t modify pending transactions.
Support	Free phone and chat support, plus guided expert onboarding	Email help only
	$2. 99 /month ~~$5.99~~ Billed annually

Simplifi gives you so much more.

“[Quicken] Simplifi is truly the best budgeting app on the market today. …Once I made the switch I never looked back! Great features, clean aesthetic, seamless integration with your financial institutions – this app will change your financial life! –Robert H.

Get more for your money

Get more for your money, Mobile displays the spending plan, while in the background displays Simplifi plan features and graphs.

Simplifi is a fraction of the cost of Monarch. And you get so much more – a personalized spending plan, comprehensive reports, projected cash flows, customization, and free phone & chat support – all baked into the perfect app.

Save more money

Save more money, Couples hugging each other while laughing together.

Easily create Savings Goals that help you do more with your money — from vacations and vehicles to emergency funds and retirement.

Budget without boundaries

Budget without boundaries, Youngsters working with MAC.

Traditional budgets just box you in. Our Spending Plan doesn’t tell you how to spend your money. Instead, Simplifi keeps a running tab of what you’ll have left after bills & savings, so you can spend the rest on anything you like.

Customize anything & everything

Customize anything & everything, women looking at her mobile.

Simplifi lets you create categories, subcategories, tags, and flags. Change your reports. Customize your views. Even change transaction details. So you can see your money however you want to.

Get all the reports you need

Get all the reports you need, Two youngsters looking at a laptop and smiling.

Quicken Simplifi has reports on your spending, savings, income, investments, and refunds. They are automatic and fully customizable – view any report by a Payee’s name, Category, or a Tag.

          Get so much more. 
For less.
        

Get started today for as low as

$2. 99 /month

Quicken Simplifi

Mobile

Web

$2. 99 ~~$5.99~~ /monthBilled annually

Always know what you have left to spend or save
Get better insights with reports & real-time alerts
Make informed decisions about your investment portfolio
Plan for the future with projected cash flows

Get guided onboarding with Simplifi specialized agent.

Schedule a 30-minute setup call with a dedicated Simplifi specialized agent to get the most out of Quicken Simplifi. Additional live support by phone or chat is always available.

What customers have to say

It’s so easy to use, and actually, I’m not making this up... kinda fun. It’s that easy.

Jenika
Much more versatile than any other financial tracking that I have tried.

Vanessa
I used to believe that I was frugal and I couldn’t understand how I didn't have enough money. [Quicken] Simplifi made me realize that there are actions I can take to better myself financially.

Samantha
Everything about [Quicken Simplifi] is user friendly and powerful all at the same time.

Mark
Though I haven’t been using [Quicken Simplifi] for very long, I like that I can see everything and see where I need to make adjustments. I finally feel like I am understanding my spending.

Kayla
My favorite things about Simplifi? The ease. The insights. The automation. The reports.

Jeff
I manage multiple banking accounts for myself, my family, and my business. [Quicken Simplifi] helps me to keep track of transfers and budget appropriately for each category.

Jacqueline