Best Personal Finance Software for Mac
When it comes to computer types, a line was drawn in the sand of public perception long ago. If you're...
How to File Your Own Taxes
A big myth about filing your own tax return is that the process is too complex for anyone other than...
What Are Assets?
An asset is any item that you own that increases your net worth, as opposed to a liability that decreases...
What Are Cutbacks?
Cutbacks refer to steps taken to reduce the amount of money being spent. If you're coming up short each month...
What Are Interest Rates?
Interest rates refer to the amount a lender charges a borrower in return for the privilege of borrowing money. This...
What Are Loans?
Loans refer to when one party gives money to another on the condition that it be paid back, typically with...
What Is a 401k?
A 401(k) is a retirement savings account offered by for-profit employers to help their employees save for retirement. A 401(k)...
What Is a Credit Score?
Your credit score is a three-digit number that represents how well you've handled credit in the past and how likely...
What Is a Line of Credit?
A line of credit is an amount of money that a lender offers to let you use when you need...
What Is a Periodic Interest Rate?
The periodic interest rate means the interest rate over a specific period of time. The period rate helps you figure...