8 Tips to Stay Productive at Work
Everyone’s more productive some days than others, but if you’re in a slump, devise a strategy for staying effective and efficient. These 8 tips can help.
What's the Difference Between HSA and FSA?
The financial challenges that go hand in hand with paying for health care are among some of the most significant many families face. Numerous health care options exist, including two consumer-directed plans — health savings accounts and flexible savings accounts. Understanding the difference between the two will help you decide if they’re viable options for you.
Reasons to Apply for FAFSA Early
Completing financial forms can be a hassle, so some people put off filling them out for as long as possible, but that’s a bad idea in some cases. When it comes to finishing the Free Application for Federal Student Aid (FAFSA) document for yourself or your student, there are many persuasive reasons to get it done sooner rather than later.
Loan Modifications 101
According to the U.S. Department of Housing and Urban Development, a loan modification is a permanent change in one or more of the terms of a loan that allows the loan to be reinstated at a lower payment that the borrower can afford. Obtaining a loan modification isn’t easy; many people lost houses due to foreclosures in recent history, and only some were able to get assistance through a loan modification.
Top College Savings Plans
Date: August 23, 2016
Must-Have Tech Skills to Master This Year
Companies are looking for candidates with soft-skill basics like the ability to work well with others, to communicate effectively and to make decisions from all the information at-hand. But technical know-how will give you a competitive edge in the job market and at the workplace. Here are five skills to hone.
What Makes a 'Good' Entrepreneur?
An entrepreneur is a businessperson; someone who starts up and operates a business and assumes financial risks in order to do so. You may think of entrepreneurs as innovators in the tech sector, but the woman who opens a lumberyard and the man who starts up a neighborhood Cuban restaurant fit the profile just as well as Steve Jobs. So what does it take to be a good entrepreneur? Here are a few key qualities common to many of the best innovators.
When Balance Transfers Are a Good Option
To transfer or not to transfer: that is the question. It can be expensive to carry credit card debt, so when you’re offered a new card with zero percent interest on transferred balances, it can look like the perfect solution to your short-term goals. The wisdom of the transfer depends on other terms of the credit card agreement and these are often found in the fine print.
Pros and Cons of Traditional Savings Accounts
In their heyday, traditional savings accounts were as American as apple pie. Typically, savers would wait until they had enough in their accounts to make major purchases. This type of savings account remains among the safest out there, and it still has a place — albeit a less central one — in a modern financial plan.
Ways to Spot an Investment Scam
Everybody hopes to find a great investment, but nobody wants to be the victim of a scam. Unfortunately, the more glittery the investment offer and the greater the returns that are promised or even guaranteed, the more likely it is that the “great offer” is really a fraudulent scam. Here are a few tips for figuring out when to walk away.