How Rising Interest Rates Will Affect You

The process by which rates go up and down is somewhat complicated. To begin with, the Federal Reserve, the central bank of the United States, targets an interest rate that promotes employment and stable prices for the country. Continue reading
Ways to Negotiate a Better Credit Card Interest Rate

Ways to Negotiate a Better Credit Card Interest Rate

Instead of cursing your credit card company for its high interest rates, do something about it – call and ask for a lower rate. It's probable that you'll successfully negotiate one. Here are a few tips on how to do it. Continue reading