3 Personal Finance Tips for Choosing a Credit Card
3 Personal Finance Tips for Choosing a Credit Card With all the credit card offers you receive in the mail,...
Plastic, Not Always So Fantastic: How Closed Accounts Affect Your Credit
Plastic, Not Always So Fantastic: How Closed Accounts Affect Your Credit Your negative credit card history won’t disappear any faster...
Finances 101: 5 Ways to Avoid Credit Card Debt
Create a Workable Budget The first step in managing your finances is knowing how much money you have coming in...
Personal Finances 101: Tips for Establishing Good Credit
Paying off your credit card each month goes a long way toward building good credit. If you want to take...
Credit Score Q&A
A good credit score can save you hundreds to thousands of dollars by helping you get a car loan, a mortgage,...
Personal Finances: When's It Worth Going Into Debt?
To charge or not to charge? That’s a question the editors at Kiplinger hear a lot. Is it okay to...
Filing Bankruptcy and Its Effects on Personal Finances
Filing Bankruptcy and Its Effects on Personal Finances Bankruptcy can create havoc with your finances, but you can recover. Filing...
Warning Signs of Too Much Debt
A longstanding rule of thumb holds that monthly payments on debts (not including a home mortgage, which is really more...
Live Debt-Free
To hear the media tell it, Americans are basket cases when it comes to borrowing. The average credit card balance...
Bankruptcy, the Last Resort
When you can’t possibly pay what you owe and informal arrangements with creditors have failed, it might be time to...
Budgeting Conundrum: What Are the Benefits of a 401(k) Loan to Pay Off Debt?
Your 401(k) plan is designed to help you save for your retirement. Anytime you take money out of the account,...
Debt Management Programs: Pros and Cons
Credit can be a wonderful thing. For example, credit cards are safer and more convenient than carrying cash, particularly when...
Personal Finance Turnaround: Debt Management Resources
Personal Finance Turnaround: Debt Management Resources The most courageous step you can take to improving your financial health is admitting...
3 Budget Tips for Paying Off Credit Card Debt
3 Budget Tips for Paying Off Credit Card Debt If you have credit card debt you’re trying to pay off,...
Budgeting 101: How to Pay Off Old Debt
Whatever the source of your old debt -- old student loans, past due credit cards or something else -- it...
How to Stay Debt-Free
Stick to Your Budget Once you’ve gotten out of debt, it may be tempting to start splurging. However, that could...
Tricks to Win the Fight Against Debt
No matter how you acquired the debt, you can't go back and change the past. But, you can implement a...
You Are Not Your Setbacks: How to Recover From a Troubled Financial Past
Life is unpredictable. Financial setbacks can befall anyone, but with hard work, planning and discipline, recovery is possible and often...