Creating a Budget That Has the Best Effect on Your Credit
By Jeanine Skowronski Most people set up a budget to bolster their bank accounts, but the best money plans take...
Loan Comparison: What to Look for in Your Next Loan
Getting the best loan for your needs means understanding all the terms before signing on the dotted line. This includes...
Understanding the Basics of Your Credit Reports
By: Brooke Niemeyer Your credit report offers a snapshot of your financial health to anyone who reviews it, and that...
When Your Credit Scores Matter
Your credit scores may seem abstract — just a bunch of numbers loosely associated with how well you pay your...
How Rising Interest Rates Will Affect You
By Myles Ma Interest rates have been creeping up slowly since 2015. But what does that mean for consumers? The...
How Much Money Do You Need To Buy A House?
You’ve been diligently saving, and that savings account you’ve amassed looks pretty healthy. Now you’re ready to take the plunge...
How to Compare Loans When Buying Your First House
Date: February 2, 2017
Credit Scores Across the Country [Infographic]
From coast-to-coast, Americans have been steadily improving their credit. The average Experian credit score rose by three points in 2015,...
Tips for Establishing a Line of Credit
A personal line of credit is a revolving account. You can use and reuse it without filling out a new...
Warning Signs of Too Much Debt
A longstanding rule of thumb holds that monthly payments on debts (not including a home mortgage, which is really more...
Personal Finances: When's It Worth Going Into Debt?
To charge or not to charge? That’s a question the editors at Kiplinger hear a lot. Is it okay to...
Credit vs Debit: Which Should You Use, and When?
Will that be credit or debit? Those little plastic cards may look the same, but they are oh so different....
Checking Your Credit Report
Several years ago, one of my employers did a routine background check that included pulling my credit report from one...
Avoid Getting Fired Before You Get Hired
As if the nation’s 14.5 million jobless didn’t have it bad enough already, The New York Times now reports that...
Real Estate & Personal Finance: How Does a Mortgage Loan Modification Affect Your Credit Score?
Credit Score Basics Your credit score is a number that a credit reporting agency assigns to you that summarizes how...
Personal Finance Management 101: Do Credit Checks Hurt My Credit
Types of Credit Checks Not all credit checks are treated the same when it comes to your credit score. Only...
Bankruptcy, the Last Resort
When you can’t possibly pay what you owe and informal arrangements with creditors have failed, it might be time to...
How to Recover Your Credit After a Bad Mortgage
Damage Assessment After a Bad Mortgage You experience damage through negative items on your credit report and a lowered FICO....