Real Estate & Personal Finance: How Does a Mortgage Loan Modification Affect Your Credit Score?
Credit Score Basics Your credit score is a number that a credit reporting agency assigns to you that summarizes how...
Personal Finance Management 101: Do Credit Checks Hurt My Credit
Types of Credit Checks Not all credit checks are treated the same when it comes to your credit score. Only...
Money Management for College Students: Do Loans Affect Your Credit Score?
When you look at the breakdown of credit score factors, the biggest – at a whopping 35 percent – is...
Real Estate & Personal Finance: Can I Buy a Home While on a Debt Management Plan?
A debt management plan helps you get your personal finances under control through a carefully structured action plan based on...
Yours, Mine and Ours: Tips for Combining Personal Finances
Combine Your Finances After Marriage – Ideally Marriage gives you a legal partnership, and the ideal time to combine your...
Top 3 Mistakes to Avoid When Buying a New Home
Mistake #1: Buying Beyond Your Means One of the most exciting parts about shopping for a new home is that...
Tips on Setting Personal Finance Goals for Married Couples
Play to Your Personalities Money can be a source of conflict for many couples. A key step in avoiding arguments...
Tips for Establishing a Line of Credit
A personal line of credit is a revolving account. You can use and reuse it without filling out a new...
3 Steps to Creating a Wedding Budget
Estimate Savings From All Sources Though creating a wedding budget can seem like a daunting task, in reality a wedding...
How to Set Goals to Overcome Household Budget Issues
Review Your Current Finances You can set better goals if you have a clear idea of your current personal finances....
Household Budget Checklist: Determining Necessary Expenses
Discretionary Spending The items that you don’t really need fall into the category of discretionary spending. Sometimes, the line separating...
Got Bad Credit? 3 Finance Tips on How to Get a Home Loan
Tip #1: Talk to an Expert “The first step in getting a mortgage, regardless of your credit score, is talking...
Easy Budget Tricks for Controlling Your Spending
Get Real With Your Spending To control your spending your first must know how much you actually spend and what...
Bringing Home Baby: The Budget Impact for First Time Parents
Health Care Having a great health insurance plan in place before you conceive can help alleviate some of the financial...
6 Easy Money-Saving Budget Tips Everyone Should Try
Tip #1: Mind the Lights Switch your incandescent bulbs to compact fluorescent lamps that are qualified by the Energy Star...
Breaking Bad Budgeting Habits
Habits — Bad Ones A habit is like an ancient decision — you replay the same behavior that originated from...
How to Recover Your Credit After a Bad Mortgage
Damage Assessment After a Bad Mortgage You experience damage through negative items on your credit report and a lowered FICO....
Easy Ways to Trim a Household Budget
Nutritionists recommend eating several servings of fruits and vegetables a day, but buying produce at the store can be expensive....