Don’t waste time switching between apps like Rocket that are lacking. Quicken
goes beyond bills and subscriptions, giving you a complete finance solution.
Manage spending, budgeting, cash flow, debt payoff, tax planning, savings goals, investments, and retirement planning. Why juggle apps like Rocket when Quicken does it all?
Predictive insights
The only personal finance app that doesn't just report your past — it anticipates your future. Get predictive insights across your entire financial life so you can make proactive decisions and avoid financial surprises.
Manage your business and personal finances all in one platform — no more switching between apps or spreadsheets. Quicken Business & Personal gives you a complete view of cash flow, taxes, investments & more.
You get proven financial technology plus something Rocket doesn’t offer: real human support through free phone and chat assistance, plus expert guided onboarding to get you started off right.
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 Quicken Simplifi
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 Rocket Money
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Financial foresight |
Proactive notifications, insights, scenario planning, & personalized watchlists |
Financial hindsight: Strong tracking and aggregation features — it tells you what happened, not what to do next. |
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Budgeting |
Spending Plan can be customized based on budgeting preferences so you know what’s left to spend, save & invest |
Limited budgeting options |
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Cash flow |
Spot opportunities & risks before they hit with predictive cash flow and see how balances change with upcoming income, bills, & subscriptions |
No cash flow projection |
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Reports |
Comprehensive and customizable reports |
Limited reports: spending, net income, net worth, with limited customization options |
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Investment |
Analysis tools like performance & balance charts, holding & transaction tracking & a personalized news feed |
Does not include interactive graphs that reveal patterns, monthly averages, and projections. |
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Retirement |
Build and explore different scenario projections |
No retirement planning |
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Watchlists |
Custom watchlists track & monitor areas of spending by category, payees, or tags. Includes interactive graphs, monthly averages, and projections. |
Does not include interactive graphs that reveal patterns, monthly averages, and projections. |
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Bills and subscription |
Automatically identifies, categorizes and tracks payments of every recurring bill and subscription. |
Automatically detects bills & subscriptions, cancels subscription on your behalf, and negotiates your bills (BUT charges a high fee of 35% - 60% of first year savings |
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Pricing |
More capabilities for the same price or less $5.99/month
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Fewer capabilities for $6-$12/month
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Support |
Free phone and chat support, plus guided expert onboarding
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Email help only
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$2.
99
/month
Billed annually
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Quicken Simplifi
Mobile
Web
Manage cash flow, debt, taxes, savings, investments, and more — all in one app
Get insights that show where money’s going and guide smarter choices
Skip rigid budgets — build a custom spending plan your way
Quicken Business & Personal
Mobile
Web
Have a small business or freelance income?
What's the main difference between Quicken and Rocket Money?
Quicken is a comprehensive financial management platform, while Rocket Money primarily sells automatic subscription cancellations (only included for paid) and bill negotiation (for a significant upfront fee). When negotiating bills, Rocket Money charges 35-60% of your first year's projected savings as an upfront fee before you've even captured those savings. So if they negotiate your cable bill down by $20/month (saving you $240 for the year), you'd pay Rocket Money $84-144 immediately even though you're only saving $20 per month going forward.
By contrast, Quicken is focused on giving you the tools you need to track, analyze, and understand your complete financial picture with intelligent budgeting, customizable reports, unlimited savings goals, investment tracking, and detailed spending insights — and no hidden fees. Quicken also shows you where your money is headed with cash flow projections and a retirement planner so you can make informed decisions about your financial future.
Does Quicken offer subscription tracking like Rocket Money?
Yes — Quicken tracks recurring bills and subscriptions so you can spot waste. But unlike Rocket Money, Quicken connects that information to your bigger picture: how subscriptions affect your cash flow, whether they impact your savings goals, and how reallocating that money could grow your investments or retirement contributions.
Which app provides better insights for investment planning?
Quicken provides far better insights for investment planning. Rocket Money focuses primarily on expense management and doesn't offer investment analysis. Quicken integrates investment tracking with performance metrics like Internal Rate of Return (IRR) and Time-Weighted Rate of Return (TWR) directly into your financial planning. You can analyze portfolio performance alongside spending patterns, retirement projections, and cash flow forecasts — giving you comprehensive insights to optimize your investment strategy.
How do the retirement planning capabilities compare?
Rocket Money doesn't offer retirement planning tools. Quicken includes a comprehensive retirement planner where you can model different scenarios by adjusting contribution rates, expected returns, retirement age, and living expenses. The planner integrates with your current investment accounts and spending patterns to show whether you're on track for your retirement goals, helping you make informed decisions about contributions and timeline adjustments.
Which app offers more customization for detailed financial analysis?
Quicken provides far more customization for detailed financial analysis. Rocket Money provides standardized reports focused on expense categories and subscription tracking. Quicken lets you build custom reports, create your own tags and categories, design personalized dashboards, and set up specific alerts that match your financial priorities. You can analyze your data exactly how you want — whether that's tracking tax-deductible expenses, monitoring specific investment sectors, or creating detailed spending analyses.
How do the apps differ in their approach to financial planning?
Rocket Money takes a reactive approach, helping people respond to financial challenges like unwanted subscriptions or high bills. Quicken is designed for proactive financial management — it projects future cash flows, shows how current decisions impact long-term goals, and provides the analytical depth needed for strategic planning. If you're already disciplined but want better tools for optimization and forecasting, Quicken delivers the sophisticated capabilities you need.
Which app better serves serious investors and retirement savers?
Quicken is the only option here. Rocket Money doesn't offer retirement planning tools. Quicken integrates investment tracking, performance metrics, and retirement modeling into a comprehensive platform. You can analyze returns with professional-grade metrics, project retirement scenarios, and see how your investment strategy aligns with your spending and savings goals — all in one integrated view.
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